Close Menu
    What's Hot

    Golden Visa Now in Reach: Settle in UAE for Just Rs.23 Lakh

    July 7, 2025

    Bank of Baroda Starts LBO Recruitment for 2500 Posts, Apply by July 24

    July 4, 2025

    Big Sell-Off by Promoters and Insiders Raises Investor Concerns

    July 4, 2025
    Facebook X (Twitter) Instagram
    Facebook X (Twitter) Instagram
    Invest PolicyInvest Policy
    Subscribe
    • Insurance
    • Investment
    • Tax
    • Stocks
    • MF
    • Money
    • Property
    • Schemes
    • More
      • Documents
      • Cards
      • Loan
      • Hindi
    Invest PolicyInvest Policy
    Home » Top 5 SIP Mutual Funds that Turned Rs 10K Monthly Investment into Rs 1 Crore in 15 Years
    MF

    Top 5 SIP Mutual Funds that Turned Rs 10K Monthly Investment into Rs 1 Crore in 15 Years

    Shehnaz BeigBy Shehnaz BeigNovember 1, 2024No Comments5 Mins Read
    Facebook Twitter LinkedIn Telegram Pinterest Tumblr Reddit WhatsApp Email
    Top 5 SIP Mutual Funds that Turned Rs 10K Monthly Investment into Rs 1 Crore in 15 Years
    Share
    Facebook Twitter LinkedIn Pinterest Email

    If you’re looking for a smart way to build wealth over time, Systematic Investment Plans (SIPs) in mutual funds might be one of the best options. By investing a fixed amount each month, you can gradually accumulate significant wealth over the years, especially with equity mutual funds known for high long-term returns. Looking back at the last 15 years, several equity mutual funds have delivered impressive returns, turning monthly SIPs of Rs 10,000 into over Rs 1 crore. Here are the top five funds that have consistently outperformed and helped investors multiply their wealth.

    1. SBI Small Cap Fund: High Growth in Small Caps

    SBI Small Cap Fund has been one of the best-performing funds in the small-cap category. Over the last 15 years, this fund has provided an impressive annualized return of 23.43% for SIP investors. With a monthly SIP of Rs 10,000, the total investment of Rs 18 lakh over 15 years would have grown to Rs 1.29 crore. Even a one-time investment of Rs 1 lakh 15 years ago would have appreciated to Rs 18.63 lakh, showcasing the potential of small-cap stocks over the long term.

    • 15-Year SIP Annualized Return: 23.43%
    • Total Value of Rs 10K Monthly SIP: Rs 1.29 crore
    • Lump Sum Growth: Rs 1 lakh invested 15 years ago is now Rs 18.63 lakh
    • Benchmark: BSE 250 SmallCap TRI
    • Expense Ratio: 1.56% (September 2024)

    The fund’s focus on quality small-cap stocks with growth potential has driven its high returns, making it a top choice for long-term investors willing to take moderate risks.

    2. Edelweiss Mid Cap Fund: Strong Mid-Cap Performer

    Edelweiss Mid Cap Fund has delivered annualized returns of 21.76% over 15 years. Investors who maintained a monthly SIP of Rs 10,000 would now have a portfolio valued at Rs 1.12 crore. For lump sum investors, an initial Rs 1 lakh investment would have grown to Rs 16.45 lakh in the same period.

    • 15-Year SIP Annualized Return: 21.76%
    • Total Value of Rs 10K Monthly SIP: Rs 1.12 crore
    • Lump Sum Growth: Rs 1 lakh invested 15 years ago is now Rs 16.45 lakh
    • Benchmark: NIFTY Midcap 150 TRI
    • Expense Ratio: 1.72% (September 2024)
    See also  Understanding the Power of Value Mutual Funds: How Top 10 Funds Tripled Investments in 5 Years

    Edelweiss Mid Cap Fund has tapped into high-growth mid-cap companies, which has led to consistent returns, making it suitable for those looking to capitalize on India’s mid-cap market.

    3. Franklin Build India Fund: A Focus on Infrastructure

    Franklin Build India Fund has provided annualized returns of 21.36% over the last 15 years. A monthly SIP of Rs 10,000 in this fund would now be worth Rs 1.08 crore. This fund, which primarily invests in infrastructure and related sectors, has benefitted from India’s growing infrastructure development.

    • 15-Year SIP Annualized Return: 21.36%
    • Total Value of Rs 10K Monthly SIP: Rs 1.08 crore
    • Lump Sum Growth: Rs 1 lakh invested 15 years ago is now Rs 14.04 lakh
    • Benchmark: BSE India Infrastructure TRI
    • Expense Ratio: 1.98% (September 2024)

    For investors looking to tap into India’s infrastructure growth, Franklin Build India Fund has been a strong performer, leveraging growth across industries that fuel the country’s economic development.

    4. Quant Small Cap Fund: Consistent Growth in Small Caps

    Quant Small Cap Fund, like SBI Small Cap, focuses on the small-cap segment. It has generated annualized returns of 21.32% for SIP investors over 15 years. Those investing Rs 10,000 per month in this fund would have seen their investment grow to Rs 1.07 crore. A one-time investment of Rs 1 lakh 15 years ago would now be worth Rs 13.83 lakh.

    • 15-Year SIP Annualized Return: 21.32%
    • Total Value of Rs 10K Monthly SIP: Rs 1.07 crore
    • Lump Sum Growth: Rs 1 lakh invested 15 years ago is now Rs 13.83 lakh
    • Benchmark: NIFTY Smallcap 250 TRI
    • Expense Ratio: 1.59% (September 2024)
    See also  Top 5 Equity Mutual Funds That Struggled to Deliver High 10-Year SIP Returns

    Quant Small Cap Fund has managed consistent returns by identifying and investing in promising small-cap companies, giving it the edge for investors looking for high growth in small-cap stocks.

    5. HDFC Mid-Cap Opportunities Fund: Long-Term Mid-Cap Gains

    HDFC Mid-Cap Opportunities Fund has given annualized returns of 21.17% over 15 years. A Rs 10,000 monthly SIP in this fund would have grown to Rs 1.06 crore. For lump sum investors, Rs 1 lakh invested at the start would now be worth Rs 17.06 lakh.

    • 15-Year SIP Annualized Return: 21.17%
    • Total Value of Rs 10K Monthly SIP: Rs 1.06 crore
    • Lump Sum Growth: Rs 1 lakh invested 15 years ago is now Rs 17.06 lakh
    • Benchmark: NIFTY Midcap 150 TRI
    • Expense Ratio: 1.39% (September 2024)

    HDFC Mid-Cap Opportunities Fund, with its diversified mid-cap focus, is ideal for those looking for steady gains from mid-sized companies in India.

    Is SIP the Right Choice for You?

    The examples above show that SIPs can be a powerful wealth-building tool. While these funds have shown strong performance, it’s crucial to remember that past performance doesn’t guarantee future returns. SIPs work best for those who can invest consistently over a long period and are willing to endure market fluctuations. With the discipline to invest monthly and hold for the long term, even moderate contributions can grow into substantial wealth.

    How to Choose the Right Fund

    When selecting a SIP or mutual fund, consider your financial goals, risk tolerance, and investment horizon. It’s always advisable to consult with a financial advisor, as they can help you assess which funds best align with your goals. Also, look at the expense ratio, as high costs can eat into your returns.

    See also  Balanced Advantage Funds: Simplifying Investment with 8 Big Benefits

    The above funds have proven to be excellent for wealth creation over 15 years, transforming monthly SIPs into impressive crores. However, market conditions can change, so diversify your investments and ensure you’re comfortable with the potential risks involved.

    Final Thoughts

    Mutual funds, especially through SIPs, offer a structured approach to wealth creation. By committing to a monthly SIP, you can grow your money steadily over the years, and with the right choice of funds, you could achieve substantial returns on your investments. Always remember to stay informed, review your investments periodically, and make adjustments as needed.

    Share. Facebook Twitter Pinterest LinkedIn Tumblr Telegram Email
    Previous ArticleMajor Financial and Policy Changes from 1 November: SBI Cards, Mutual Funds, Gas Prices, and More
    Next Article NTPC Green Energy IPO: What Investors Need to Know About its Potential in the Growing Renewable Market
    Shehnaz Beig
    • LinkedIn

    Shehnaz Ali Siddiqui is a Corporate Communications Expert by profession and writer by Passion. She has experience of many years in the same. Her educational background in Mass communication has given her a broad base from which to approach many topics. She enjoys writing around Public relations, Corporate communications, travel, entrepreneurship, insurance, and finance among others.

    Related Posts

    China-Based Mutual Funds Gave Over 50% Returns: Should You Invest Now?

    July 2, 2025

    SBI Mutual Fund Launches SmartAssist on WhatsApp for Easy Investing

    July 1, 2025

    Step-Up SIP vs Normal SIP: Which Builds Wealth Faster?

    June 26, 2025

    Kotak Mutual Fund launches two new NFOs with focus on strong companies from Nifty 200

    June 23, 2025

    Tata Mutual Fund Unveils Nifty Midcap 150 Index Fund: What Investors Should Know

    June 2, 2025

    Why Mutual Funds Can Be a Smart Choice for Senior Citizens in India

    May 28, 2025
    Add A Comment

    Comments are closed.

    Top Posts

    Golden Visa Now in Reach: Settle in UAE for Just Rs.23 Lakh

    July 7, 2025

    Bank of Baroda Starts LBO Recruitment for 2500 Posts, Apply by July 24

    July 4, 2025

    Big Sell-Off by Promoters and Insiders Raises Investor Concerns

    July 4, 2025

    Subscribe to Updates

    Get the latest sports news from SportsSite about soccer, football and tennis.

    Advertisement

    Our main motto is to help our customers in making personal finance decisions easy and convenient as per their comfort. We are committed to provide accurate and unbiased information at your doorstep and keep it transparent among our customers.

    We're social. Connect with us:

    Facebook X (Twitter) Instagram Pinterest YouTube
    Top Insights

    Golden Visa Now in Reach: Settle in UAE for Just Rs.23 Lakh

    July 7, 2025

    Bank of Baroda Starts LBO Recruitment for 2500 Posts, Apply by July 24

    July 4, 2025

    Big Sell-Off by Promoters and Insiders Raises Investor Concerns

    July 4, 2025
    Get Informed

    Subscribe to Updates

    Get the latest creative news from FooBar about art, design and business.

    © 2025 Invest Policy. Designed by DigiSpiders.
    • Home
    • About Us
    • Contact Us
    • Privacy Policy
    • Terms and Conditions
    • Disclaimer

    Type above and press Enter to search. Press Esc to cancel.