{"id":40913,"date":"2025-06-11T15:02:06","date_gmt":"2025-06-11T09:32:06","guid":{"rendered":"https:\/\/investpolicy.in\/hindi\/?p=40913"},"modified":"2025-06-11T15:02:07","modified_gmt":"2025-06-11T09:32:07","slug":"what-happens-if-a-check-bounces-punishment-penalty-and-easy-ways-to-avoid-it","status":"publish","type":"post","link":"https:\/\/www.investpolicy.in\/hindi\/what-happens-if-a-check-bounces-punishment-penalty-and-easy-ways-to-avoid-it\/","title":{"rendered":"\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948? \u0938\u091c\u093e, \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0914\u0930 \u092c\u091a\u093e\u0935 \u0915\u0947 \u0906\u0938\u093e\u0928 \u0909\u092a\u093e\u092f"},"content":{"rendered":"\n<p><br>\u0906\u091c \u0915\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0926\u094c\u0930 \u092e\u0947\u0902 UPI, \u092e\u094b\u092c\u093e\u0907\u0932 \u0935\u0949\u0932\u0947\u091f\u094d\u0938, \u0914\u0930 \u0928\u0947\u091f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0928\u0947 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u094b \u092c\u0939\u0941\u0924 \u0906\u0938\u093e\u0928 \u092c\u0928\u093e \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0907\u0938\u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u091a\u0947\u0915 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0905\u092c \u092d\u0940 \u0915\u0908 \u0932\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0916\u093e\u0938\u0915\u0930 \u092c\u0921\u093c\u0947 \u0932\u0947\u0928-\u0926\u0947\u0928 \u092f\u093e \u092c\u093f\u091c\u0928\u0947\u0938 \u092e\u0947\u0902\u0964 \u091a\u0947\u0915 \u090f\u0915 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0939\u0948, \u091c\u094b \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u093e 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<\/strong><strong>\u092e\u0947\u0902<\/strong><strong> <\/strong><strong>\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924<\/strong><strong> <\/strong><strong>\u092a\u0948\u0938\u0947<\/strong><strong> <\/strong><strong>\u0928<\/strong><strong> <\/strong><strong>\u0939\u094b\u0928\u093e<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091a\u0947\u0915 \u0915\u0940 \u0930\u0915\u092e \u0938\u0947 \u0915\u092e \u092a\u0948\u0938\u093e \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915 \u091a\u0947\u0915 \u0915\u094b \u092c\u093e\u0909\u0902\u0938 \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0917\u0932\u0924<\/strong><strong> <\/strong><strong>\u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/strong><strong>:<\/strong>\u00a0\u091a\u0947\u0915 \u092a\u0930 \u0924\u093e\u0930\u0940\u0916, \u0930\u0915\u092e, \u092f\u093e \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e \u0928\u093e\u092e 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\u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092a\u0941\u0930\u093e\u0928\u093e<\/strong><strong> <\/strong><strong>\u091a\u0947\u0915<\/strong><strong>:<\/strong>\u00a0\u091a\u0947\u0915 \u0915\u0940 \u0935\u0948\u0927\u0924\u093e \u0924\u093e\u0930\u0940\u0916 \u0938\u0947 3 \u092e\u0939\u0940\u0928\u0947 \u0924\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u091a\u0947\u0915 \u0938\u094d\u091f\u0947\u0932 (\u092a\u0941\u0930\u093e\u0928\u093e) \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u092c\u0948\u0902\u0915 \u0909\u0938\u0947 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u093e\u0964<\/li>\n\n\n\n<li><strong>\u092a\u094b\u0938\u094d\u091f<\/strong><strong>&#8211;<\/strong><strong>\u0921\u0947\u091f\u0947\u0921<\/strong><strong> <\/strong><strong>\u091a\u0947\u0915<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u091a\u0947\u0915 \u092a\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0924\u093e\u0930\u0940\u0916 \u0932\u093f\u0916\u0940 \u0939\u0948 \u0914\u0930 \u0909\u0938\u0947 \u0909\u0938\u0938\u0947 \u092a\u0939\u0932\u0947 \u091c Saviour: [\u091c\u092e\u093e] \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915 \u0909\u0938\u0947 \u0921\u093f\u0938\u0911\u0928\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092a\u0947\u092e\u0947\u0902\u091f<\/strong><strong> <\/strong><strong>\u0930\u094b\u0915\u0928\u0947<\/strong><strong> <\/strong><strong>\u0915\u093e<\/strong><strong> <\/strong><strong>\u0906\u0926\u0947\u0936<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u0947 \u092c\u0948\u0902\u0915 \u0915\u094b \u092a\u0947\u092e\u0947\u0902\u091f \u0930\u094b\u0915\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0939\u093e \u0939\u0948, \u0924\u094b \u091a\u0947\u0915 \u0921\u093f\u0938\u0911\u0928\u0930 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0916\u093e\u0924\u093e<\/strong><strong> <\/strong><strong>\u092c\u0902\u0926<\/strong><strong> <\/strong><strong>\u0939\u094b\u0928\u093e<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u091a\u0947\u0915 \u0909\u0938 \u0916\u093e\u0924\u0947 \u0938\u0947 \u0939\u0948 \u091c\u094b \u092a\u0939\u0932\u0947 \u0939\u0940 \u092c\u0902\u0926 \u0939\u094b \u091a\u0941\u0915\u093e \u0939\u0948, \u0924\u094b \u0935\u0939 \u0921\u093f\u0938\u0911\u0928\u0930 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0907\u0928 \u0935\u091c\u0939\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0915\u0930 \u0906\u092a \u091a\u0947\u0915 \u0921\u093f\u0938\u0911\u0928\u0930 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0938\u0947 \u092c\u091a \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u093e\u0928\u0942\u0928\u0940 \u0928\u093f\u092f\u092e: \u0927\u093e\u0930\u093e 138 \u0915\u094d\u092f\u093e \u0915\u0939\u0924\u0940 \u0939\u0948?<\/h2>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0915\u094b **\u0928\u0947\u0917\u094b\u0936\u093f\u090f\u092c\u0932 \u0907\u0902\u0938\u094d\u091f\u094d\u0930\u0942\u092e\u0947\u0902\u091f\u094d\u0938 \u0910\u0915\u094d\u091f, 1881** \u0915\u0940 \u0927\u093e\u0930\u093e 138 \u0915\u0947 \u0924\u0939\u0924 \u0905\u092a\u0930\u093e\u0927 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u090f\u0915 **\u0905\u0930\u094d\u0927-\u0906\u092a\u0930\u093e\u0927\u093f\u0915 (Quasi-Criminal)** \u092e\u093e\u092e\u0932\u093e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u093f\u0935\u093f\u0932 \u0935\u093f\u0935\u093e\u0926 \u0915\u0947 \u0938\u093e\u0925 \u0906\u092a\u0930\u093e\u0927\u093f\u0915 \u0938\u091c\u093e \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0905\u0917\u0930 \u091a\u0947\u0915 \u0915\u093f\u0938\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u0930\u094d\u091c \u092f\u093e \u0926\u0947\u0928\u0926\u093e\u0930\u0940 \u0915\u094b \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e \u0914\u0930 \u0935\u0939 \u0921\u093f\u0938\u0911\u0928\u0930 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u092f\u0939 \u0905\u092a\u0930\u093e\u0927 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>\u0915\u092c<\/strong><strong> <\/strong><strong>\u0932\u093e\u0917\u0942<\/strong><strong> <\/strong><strong>\u0939\u094b\u0924\u0940<\/strong><strong> <\/strong><strong>\u0939\u0948<\/strong><strong> <\/strong><strong>\u0927\u093e\u0930\u093e<\/strong><strong> 138?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u091a\u0947\u0915 \u0915\u093f\u0938\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u0930\u094d\u091c \u092f\u093e \u0926\u0947\u0928\u0926\u093e\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/li>\n\n\n\n<li>\u091a\u0947\u0915 \u0915\u094b \u0909\u0938\u0915\u0940 \u0935\u0948\u0927\u0924\u093e \u0905\u0935\u0927\u093f (3 \u092e\u0939\u0940\u0928\u0947) \u0915\u0947 \u0905\u0902\u0926\u0930 \u091c\u092e\u093e \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/li>\n\n\n\n<li>\u0921\u093f\u0938\u0911\u0928\u0930 \u0915\u0940 \u0935\u091c\u0939 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u092a\u0948\u0938\u0947 \u0915\u0940 \u0915\u092e\u0940, \u0938\u093e\u0907\u0928 \u0915\u093e \u0928 \u092e\u093f\u0932\u0928\u093e, \u092f\u093e \u092a\u0947\u092e\u0947\u0902\u091f \u0930\u094b\u0915\u0928\u093e \u0939\u094b\u0964<\/li>\n\n\n\n<li>\u091a\u0947\u0915 \u0921\u093f\u0938\u0911\u0928\u0930 \u0939\u094b\u0928\u0947 \u0915\u0947 30 \u0926\u093f\u0928\u094b\u0902 \u0915\u0947 \u0905\u0902\u0926\u0930 \u091a\u0947\u0915 \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u094b \u0921\u093f\u092e\u093e\u0902\u0921 \u0928\u094b\u091f\u093f\u0938 \u092d\u0947\u091c\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/li>\n\n\n\n<li>\u0928\u094b\u091f\u093f\u0938 \u092e\u093f\u0932\u0928\u0947 \u0915\u0947 15 \u0926\u093f\u0928\u094b\u0902 \u0915\u0947 \u0905\u0902\u0926\u0930 \u092a\u0947\u092e\u0947\u0902\u091f \u0928 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0915\u0947\u0938 \u0926\u0930\u094d\u091c \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0905\u0917\u0930 \u092f\u0947 \u0936\u0930\u094d\u0924\u0947\u0902 \u092a\u0942\u0930\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902, \u0924\u094b \u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u0947 \u0916\u093f\u0932\u093e\u092b \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0915\u0947\u0938 \u0926\u0930\u094d\u091c \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b\u0928\u0947 \u0915\u0940 \u0938\u091c\u093e \u0914\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e<\/h2>\n\n\n\n<p>\u0927\u093e\u0930\u093e 138 \u0915\u0947 \u0924\u0939\u0924 \u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u090f\u0915 \u0917\u0902\u092d\u0940\u0930 \u0905\u092a\u0930\u093e\u0927 \u0939\u0948\u0964 \u0926\u094b\u0937\u0940 \u092a\u093e\u090f \u091c\u093e\u0928\u0947 \u092a\u0930 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0938\u091c\u093e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u091c\u0947\u0932<\/strong><strong>:<\/strong>\u00a0\u0905\u0927\u093f\u0915\u0924\u092e 2 \u0938\u093e\u0932 \u0915\u0940 \u091c\u0947\u0932\u0964<\/li>\n\n\n\n<li><strong>\u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e<\/strong><strong>:<\/strong>\u00a0\u091a\u0947\u0915 \u0915\u0940 \u0930\u0915\u092e \u0915\u093e \u0926\u094b\u0917\u0941\u0928\u093e \u0924\u0915 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0932\u0917 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0926\u094b\u0928\u094b\u0902<\/strong><strong>:<\/strong>\u00a0\u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u0935\u093f\u0935\u0947\u0915 \u092a\u0930 \u091c\u0947\u0932 \u0914\u0930 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0926\u094b\u0928\u094b\u0902 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0915\u094b\u0930\u094d\u091f \u0927\u093e\u0930\u093e 143A \u0915\u0947 \u0924\u0939\u0924 \u0905\u0902\u0924\u0930\u093f\u092e \u092e\u0941\u0906\u0935\u091c\u093e \u092d\u0940 \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u094b \u091a\u0947\u0915 \u0915\u0940 \u0930\u0915\u092e \u0915\u093e 20% \u0924\u0915 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u092e\u093e\u092e\u0932\u093e \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u0938\u0947 \u091c\u0941\u0921\u093c\u093e \u0939\u0948, \u0924\u094b **\u092d\u093e\u0930\u0924\u0940\u092f \u0928\u094d\u092f\u093e\u092f \u0938\u0902\u0939\u093f\u0924\u093e, 2023** \u0915\u0940 \u0927\u093e\u0930\u093e 318(4) (\u092a\u0939\u0932\u0947 IPC 420) \u0915\u0947 \u0924\u0939\u0924 \u092d\u0940 FIR \u0926\u0930\u094d\u091c \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0905\u0928\u094d\u092f \u092a\u0930\u0947\u0936\u093e\u0928\u093f\u092f\u093e\u0902<\/h2>\n\n\n\n<p>\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b\u0928\u0947 \u0938\u0947 \u0928 \u0938\u093f\u0930\u094d\u092b \u0915\u093e\u0928\u0942\u0928\u0940, \u092c\u0932\u094d\u0915\u093f \u0915\u0908 \u0905\u0928\u094d\u092f \u092a\u0930\u0947\u0936\u093e\u0928\u093f\u092f\u093e\u0902 \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092c\u0948\u0902\u0915<\/strong><strong> <\/strong><strong>\u092a\u0947\u0928\u0932\u094d\u091f\u0940<\/strong><strong>:<\/strong>\u00a0\u092c\u0948\u0902\u0915 \u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0915\u0947 \u0932\u093f\u090f \u20b9100\u2013\u20b9500 \u0924\u0915 \u0915\u0940 \u092a\u0947\u0928\u0932\u094d\u091f\u0940 \u0935\u0938\u0942\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f<\/strong><strong> <\/strong><strong>\u0938\u094d\u0915\u094b\u0930<\/strong><strong> <\/strong><strong>\u092a\u0930<\/strong><strong> <\/strong><strong>\u0905\u0938\u0930<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u091a\u0947\u0915 \u0932\u094b\u0928 \u0915\u0940 EMI \u092f\u093e \u092c\u0921\u093c\u0947 \u0915\u0930\u094d\u091c \u0938\u0947 \u091c\u0941\u0921\u093c\u093e \u0939\u0948, \u0924\u094b \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0916\u0930\u093e\u092c \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u092e\u0947\u0902 \u0926\u093f\u0915\u094d\u0915\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092d\u0930\u094b\u0938\u0947<\/strong><strong> <\/strong><strong>\u0915\u093e<\/strong><strong> <\/strong><strong>\u0928\u0941\u0915\u0938\u093e\u0928<\/strong><strong>:<\/strong>\u00a0\u092c\u093f\u091c\u0928\u0947\u0938 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0938\u093e\u0916 \u092a\u0930 \u092c\u0941\u0930\u093e \u0905\u0938\u0930 \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0915\u093e\u0928\u0942\u0928\u0940<\/strong><strong> <\/strong><strong>\u0916\u0930\u094d\u091a<\/strong><strong>:<\/strong>\u00a0\u0915\u094b\u0930\u094d\u091f \u0915\u0947\u0938 \u0914\u0930 \u0935\u0915\u0940\u0932 \u0915\u0940 \u092b\u0940\u0938 \u0938\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u092c\u094b\u091d \u092c\u0922\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u092c\u094d\u0932\u0948\u0902\u0915 \u091a\u0947\u0915 \u0915\u0947 \u0928\u093f\u092f\u092e: \u0938\u093e\u0935\u0927\u093e\u0928\u0940 \u092c\u0930\u0924\u0947\u0902<\/h2>\n\n\n\n<p>\u0915\u0908 \u092c\u093e\u0930 \u0932\u094b\u0917 \u092c\u094d\u0932\u0948\u0902\u0915 \u091a\u0947\u0915 (\u092c\u093f\u0928\u093e \u0930\u0915\u092e, \u0924\u093e\u0930\u0940\u0916, \u092f\u093e \u0928\u093e\u092e \u092d\u0930\u093e \u0939\u0941\u0906) \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0947 \u092c\u093e\u0926 \u092e\u0947\u0902 \u092d\u0930\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0915\u093e\u0928\u0942\u0928\u0940 \u0930\u0942\u092a \u0938\u0947 \u0938\u0939\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0905\u0917\u0930 \u0910\u0938\u093e \u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b \u091c\u093e\u090f, \u0924\u094b \u0927\u093e\u0930\u093e 138 \u0932\u093e\u0917\u0942 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092c\u094d\u0932\u0948\u0902\u0915 \u091a\u0947\u0915 \u0938\u093f\u0930\u094d\u092b \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0926\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0932\u093f\u0916\u093f\u0924 \u092e\u0947\u0902 \u0907\u0938\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0930\u0916\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0905\u0917\u0930 \u091a\u0947\u0915 \u091a\u094b\u0930\u0940 \u092f\u093e \u0916\u094b \u091c\u093e\u090f, \u0924\u094b \u0924\u0941\u0930\u0902\u0924 \u092a\u0941\u0932\u093f\u0938 \u092e\u0947\u0902 \u0936\u093f\u0915\u093e\u092f\u0924 \u0915\u0930\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0906\u0938\u093e\u0928 \u0909\u092a\u093e\u092f<\/h2>\n\n\n\n<p>\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u0947 \u0915\u0926\u092e \u0909\u0920\u093e\u090f\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0916\u093e\u0924\u0947<\/strong><strong> <\/strong><strong>\u092e\u0947\u0902<\/strong><strong> <\/strong><strong>\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924<\/strong><strong> <\/strong><strong>\u092c\u0948\u0932\u0947\u0902\u0938<\/strong><strong> <\/strong><strong>\u0930\u0916\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u092a\u0948\u0938\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/strong><strong> <\/strong><strong>\u0926\u094b\u092c\u093e\u0930\u093e<\/strong><strong> <\/strong><strong>\u091c\u093e\u0902\u091a\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u091a\u0947\u0915 \u092a\u0930 \u0924\u093e\u0930\u0940\u0916, \u0930\u0915\u092e (\u0905\u0902\u0915\u094b\u0902 \u0914\u0930 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902), \u0914\u0930 \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e \u0928\u093e\u092e \u0938\u0939\u0940 \u0932\u093f\u0916\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0938\u0939\u0940<\/strong><strong> <\/strong><strong>\u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930<\/strong><strong> <\/strong><strong>\u0915\u0930\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u091a\u0947\u0915 \u092a\u0930 \u0935\u0939\u0940 \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 \u0915\u0930\u0947\u0902 \u091c\u094b \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u0926\u0930\u094d\u091c \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u091a\u0947\u0915<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u0935\u0948\u0927\u0924\u093e<\/strong><strong> <\/strong><strong>\u092a\u0930<\/strong><strong> <\/strong><strong>\u0927\u094d\u092f\u093e\u0928<\/strong><strong> <\/strong><strong>\u0926\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u091a\u0947\u0915 \u0915\u094b 3 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0905\u0902\u0926\u0930 \u091c\u092e\u093e \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/li>\n\n\n\n<li><strong>\u092a\u094b\u0938\u094d\u091f<\/strong><strong>&#8211;<\/strong><strong>\u0921\u0947\u091f\u0947\u0921<\/strong><strong> <\/strong><strong>\u091a\u0947\u0915<\/strong><strong> <\/strong><strong>\u0915\u0947<\/strong><strong> <\/strong><strong>\u092c\u093e\u0930\u0947<\/strong><strong> <\/strong><strong>\u092e\u0947\u0902<\/strong><strong> <\/strong><strong>\u092c\u0924\u093e\u090f\u0902<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u091a\u0947\u0915 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0924\u093e\u0930\u0940\u0916 \u0915\u093e \u0939\u0948, \u0924\u094b \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u094b \u0907\u0938\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0916\u093e\u0924\u093e<\/strong><strong> <\/strong><strong>\u0938\u0915\u094d\u0930\u093f\u092f<\/strong><strong> <\/strong><strong>\u0930\u0916\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0906\u092a\u0915\u093e \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0938\u0915\u094d\u0930\u093f\u092f \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0938\u0942\u091a\u0928\u093e<\/strong><strong> <\/strong><strong>\u0926\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b\u0928\u0947 \u0915\u0940 \u0906\u0936\u0902\u0915\u093e \u0939\u0948, \u0924\u094b \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u094b \u092a\u0939\u0932\u0947 \u0938\u0947 \u092c\u0924\u093e \u0926\u0947\u0902 \u0924\u093e\u0915\u093f \u0935\u093f\u0935\u093e\u0926 \u0938\u0947 \u092c\u091a\u093e \u091c\u093e \u0938\u0915\u0947\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0915\u094d\u092f\u093e \u0915\u0930\u0947\u0902?<\/h2>\n\n\n\n<p>\u0905\u0917\u0930 \u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b \u091c\u093e\u090f, \u0924\u094b \u0924\u0941\u0930\u0902\u0924 \u0915\u0926\u092e \u0909\u0920\u093e\u090f\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0921\u093f\u092e\u093e\u0902\u0921<\/strong><strong> <\/strong><strong>\u0928\u094b\u091f\u093f\u0938<\/strong><strong> <\/strong><strong>\u092d\u0947\u091c\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u091a\u0947\u0915 \u0921\u093f\u0938\u0911\u0928\u0930 \u0939\u094b\u0928\u0947 \u0915\u0947 30 \u0926\u093f\u0928\u094b\u0902 \u0915\u0947 \u0905\u0902\u0926\u0930 \u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u094b \u0930\u091c\u093f\u0938\u094d\u091f\u0930\u094d\u0921 \u092a\u094b\u0938\u094d\u091f, \u0938\u094d\u092a\u0940\u0921 \u092a\u094b\u0938\u094d\u091f, \u092f\u093e \u0935\u0915\u0940\u0932 \u0915\u0947 \u091c\u0930\u093f\u090f \u0928\u094b\u091f\u093f\u0938 \u092d\u0947\u091c\u0947\u0902\u0964 \u0928\u094b\u091f\u093f\u0938 \u092e\u0947\u0902 \u091a\u0947\u0915 \u0915\u0940 \u0930\u0915\u092e, \u0921\u093f\u0938\u0911\u0928\u0930 \u0915\u0940 \u0924\u093e\u0930\u0940\u0916, \u0914\u0930 15 \u0926\u093f\u0928 \u092e\u0947\u0902 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0940 \u092e\u093e\u0902\u0917 \u0932\u093f\u0916\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0915\u0947\u0938<\/strong><strong> <\/strong><strong>\u0926\u0930\u094d\u091c<\/strong><strong> <\/strong><strong>\u0915\u0930\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 15 \u0926\u093f\u0928 \u092e\u0947\u0902 \u092a\u0947\u092e\u0947\u0902\u091f \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u0924\u093e, \u0924\u094b 1 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0905\u0902\u0926\u0930 \u0928\u091c\u0926\u0940\u0915\u0940 \u092e\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u091f \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0927\u093e\u0930\u093e 138 \u0915\u0947 \u0924\u0939\u0924 \u0936\u093f\u0915\u093e\u092f\u0924 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c<\/strong><strong> <\/strong><strong>\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924<\/strong><strong> <\/strong><strong>\u0930\u0916\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u0921\u093f\u0938\u0911\u0928\u0930 \u091a\u0947\u0915, \u0930\u093f\u091f\u0930\u094d\u0928 \u092e\u0947\u092e\u094b, \u0914\u0930 \u0928\u094b\u091f\u093f\u0938 \u0915\u0940 \u0915\u0949\u092a\u0940 \u0938\u0902\u092d\u093e\u0932\u0915\u0930 \u0930\u0916\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u093e\u0928\u0942\u0928\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e: \u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0915\u0947\u0938 \u0915\u0940 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/h2>\n\n\n\n<p>\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0915\u093e \u0915\u0947\u0938 \u0926\u0930\u094d\u091c \u0939\u094b\u0928\u0947 \u092a\u0930 \u092f\u0939 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0905\u092a\u0928\u093e\u0908 \u091c\u093e\u0924\u0940 \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0936\u093f\u0915\u093e\u092f\u0924<\/strong><strong> <\/strong><strong>\u0926\u0930\u094d\u091c<\/strong><strong> <\/strong><strong>\u0915\u0930\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u091a\u0947\u0915 \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u093e \u092e\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u091f \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0936\u093f\u0915\u093e\u092f\u0924 \u0926\u0930\u094d\u091c \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0938\u093e\u0925 \u091a\u0947\u0915, \u0930\u093f\u091f\u0930\u094d\u0928 \u092e\u0947\u092e\u094b, \u0914\u0930 \u0928\u094b\u091f\u093f\u0938 \u0915\u0940 \u0915\u0949\u092a\u0940 \u0926\u0947\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0936\u092a\u0925<\/strong><strong>&#8211;<\/strong><strong>\u092a\u0924\u094d\u0930<\/strong><strong> <\/strong><strong>\u0914\u0930<\/strong><strong> <\/strong><strong>\u092c\u092f\u093e\u0928<\/strong><strong>:<\/strong>\u00a0\u0936\u093f\u0915\u093e\u092f\u0924\u0915\u0930\u094d\u0924\u093e \u0915\u094b \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u092c\u092f\u093e\u0928 \u0926\u0947\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0914\u0930 \u0938\u092c\u0942\u0924 \u092a\u0947\u0936 \u0915\u0930\u0928\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0938\u092e\u0928<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u092e\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u091f \u0915\u094b \u092e\u093e\u092e\u0932\u093e \u092e\u091c\u092c\u0942\u0924 \u0932\u0917\u0924\u093e \u0939\u0948, \u0924\u094b \u0935\u0939 \u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u094b \u0938\u092e\u0928 \u092d\u0947\u091c\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u091c\u092e\u093e\u0928\u0924<\/strong><strong>:<\/strong>\u00a0\u0906\u0930\u094b\u092a\u0940 \u0915\u094b \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u092a\u0947\u0936 \u0939\u094b\u0915\u0930 \u091c\u092e\u093e\u0928\u0924 \u0932\u0947\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0905\u0902\u0924\u0930\u093f\u092e<\/strong><strong> <\/strong><strong>\u092e\u0941\u0906\u0935\u091c\u093e<\/strong><strong>:<\/strong>\u00a0\u0915\u094b\u0930\u094d\u091f 20% \u0924\u0915 \u092e\u0941\u0906\u0935\u091c\u093e \u0926\u0947\u0928\u0947 \u0915\u093e \u0906\u0926\u0947\u0936 \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0938\u0941\u0928\u0935\u093e\u0908<\/strong><strong>:<\/strong>\u00a0\u0926\u094b\u0928\u094b\u0902 \u092a\u0915\u094d\u0937 \u0905\u092a\u0928\u0947 \u0938\u092c\u0942\u0924 \u0914\u0930 \u0917\u0935\u093e\u0939 \u092a\u0947\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0936\u093f\u0915\u093e\u092f\u0924\u0915\u0930\u094d\u0924\u093e \u0914\u0930 \u0906\u0930\u094b\u092a\u0940 \u0915\u094d\u0930\u0949\u0938-\u090f\u0917\u094d\u091c\u093e\u092e\u093f\u0928\u0947\u0936\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u092c\u0939\u0938<\/strong><strong>:<\/strong>\u00a0\u0926\u094b\u0928\u094b\u0902 \u092a\u0915\u094d\u0937 \u092e\u094c\u0916\u093f\u0915 \u0914\u0930 \u0932\u093f\u0916\u093f\u0924 \u092c\u0939\u0938 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u092f\u093e \u0939\u093e\u0908 \u0915\u094b\u0930\u094d\u091f \u0915\u0947 \u092b\u0948\u0938\u0932\u0947 \u092a\u0947\u0936 \u0915\u093f\u090f \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u092b\u0948\u0938\u0932\u093e<\/strong><strong>:<\/strong>\u00a0\u0915\u094b\u0930\u094d\u091f \u0926\u094b\u0937 \u0938\u093f\u0926\u094d\u0927 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0938\u091c\u093e \u0938\u0941\u0928\u093e\u0924\u093e \u0939\u0948 \u092f\u093e \u092c\u0930\u0940 \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u092f\u0939 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 3-4 \u0938\u093e\u0932 \u0924\u0915 \u091a\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0915\u093e \u092b\u0948\u0938\u0932\u093e: \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u091a\u0947\u0915 \u0915\u093e \u0928\u093f\u092f\u092e<\/h2>\n\n\n\n<p>\u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0928\u0947 **\u0936\u094d\u0930\u0940\u092a\u0924\u093f \u0938\u093f\u0902\u0939 \u092c\u0928\u093e\u092e \u091d\u093e\u0930\u0916\u0902\u0921 \u0930\u093e\u091c\u094d\u092f** \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0938\u093e\u092b \u0915\u093f\u092f\u093e \u0915\u093f \u091a\u0947\u0915 \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0915\u0947 \u0932\u093f\u090f \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e \u092f\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f, \u092f\u0939 \u092e\u093e\u092f\u0928\u0947 \u0928\u0939\u0940\u0902 \u0930\u0916\u0924\u093e\u0964 \u0905\u0917\u0930 \u091a\u0947\u0915 \u0915\u093f\u0938\u0940 \u092c\u0915\u093e\u092f\u093e \u0915\u0930\u094d\u091c \u092f\u093e \u0926\u0947\u0928\u0926\u093e\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u0925\u093e \u0914\u0930 \u0935\u0939 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b \u0917\u092f\u093e, \u0924\u094b \u0927\u093e\u0930\u093e 138 \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u0940\u0964 \u0932\u0947\u0915\u093f\u0928 \u0905\u0917\u0930 \u0938\u093e\u0930\u0940 \u0930\u0915\u092e \u091a\u0941\u0915\u093e \u0926\u0940 \u0917\u0908 \u0925\u0940 \u0914\u0930 \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u0941\u0906, \u0924\u094b \u092f\u0939 \u0926\u0932\u0940\u0932 \u092e\u093e\u0928\u094d\u092f \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0938\u092e\u0930\u0940 \u0938\u0942\u091f: \u0924\u0947\u091c \u0914\u0930 \u0906\u0938\u093e\u0928 \u0930\u093e\u0938\u094d\u0924\u093e<\/h2>\n\n\n\n<p>\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 **\u0938\u092e\u0930\u0940 \u0938\u0942\u091f** \u090f\u0915 \u0924\u0947\u091c \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964 \u092f\u0939 \u0938\u093f\u0935\u093f\u0932 \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 **CPC \u0911\u0930\u094d\u0921\u0930 XXXVII** \u0915\u0947 \u0924\u0939\u0924 \u0926\u093e\u092f\u0930 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u092e\u093e\u092e\u0932\u093e \u0938\u093e\u092b \u0939\u0948 \u0914\u0930 \u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u093e \u091c\u0935\u093e\u092c \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u093e, \u0924\u094b \u0915\u094b\u0930\u094d\u091f \u091c\u0932\u094d\u0926\u0940 \u092b\u0948\u0938\u0932\u093e \u0938\u0941\u0928\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u092e\u092f \u0914\u0930 \u0916\u0930\u094d\u091a \u092c\u091a\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u091a\u0947\u0915 \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e \u092a\u0932\u0921\u093c\u093e \u092d\u093e\u0930\u0940<\/h2>\n\n\n\n<p>\u0927\u093e\u0930\u093e 139 \u0915\u0947 \u0924\u0939\u0924 \u0915\u094b\u0930\u094d\u091f \u092f\u0939 \u092e\u093e\u0928\u0924\u093e \u0939\u0948 \u0915\u093f \u091a\u0947\u0915 \u0915\u093f\u0938\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u0930\u094d\u091c \u092f\u093e \u0926\u0947\u0928\u0926\u093e\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964 \u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u094b \u092f\u0939 \u0938\u093e\u092c\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u094b\u0908 \u0915\u0930\u094d\u091c \u0928\u0939\u0940\u0902 \u0925\u093e\u0964 \u0907\u0938\u0938\u0947 \u091a\u0947\u0915 \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u094b \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u092b\u093e\u092f\u0926\u093e \u0939\u094b\u0924\u093e \u0939\u0948, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0909\u0938\u0947 \u0915\u0930\u094d\u091c \u0938\u093e\u092c\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0938\u092e\u091d\u094c\u0924\u0947 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a<\/h2>\n\n\n\n<p>\u0926\u094b\u0928\u094b\u0902 \u092a\u0915\u094d\u0937 \u0906\u092a\u0938\u0940 \u0938\u0939\u092e\u0924\u093f \u0938\u0947 \u0938\u092e\u091d\u094c\u0924\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u094b\u0930\u094d\u091f \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0924\u093e (Mediation) \u0915\u0947 \u0932\u093f\u090f \u092d\u0947\u091c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u092e\u0941\u0906\u0935\u091c\u093e \u092e\u093f\u0932 \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u0915\u094b\u0930\u094d\u091f \u0915\u0947\u0938 \u0916\u0924\u094d\u092e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0915\u0908 \u092e\u093e\u092e\u0932\u0947 \u0911\u0928\u0932\u093e\u0907\u0928 \u092e\u0927\u094d\u092f\u0938\u094d\u0925\u0924\u093e \u0915\u0947 \u091c\u0930\u093f\u090f \u092d\u0940 \u0938\u0941\u0932\u091d\u093e\u090f \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u091c\u092e\u093e\u0928\u0924 \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940<\/h2>\n\n\n\n<p>\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u092e\u0947\u0902 \u092a\u0941\u0932\u093f\u0938 \u092c\u093f\u0928\u093e \u0935\u093e\u0930\u0902\u091f \u0917\u093f\u0930\u092b\u094d\u0924\u093e\u0930 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0940\u0964 \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u092a\u0947\u0936 \u0939\u094b\u0928\u0947 \u092a\u0930 \u091c\u092e\u093e\u0928\u0924 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u092e\u093f\u0932 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u091d\u0942\u0920\u0940 \u0936\u093f\u0915\u093e\u092f\u0924 \u0915\u093e \u0905\u0902\u091c\u093e\u092e<\/h2>\n\n\n\n<p>\u0905\u0917\u0930 \u091a\u0947\u0915 \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u093e \u091c\u093e\u0928\u092c\u0942\u091d\u0915\u0930 \u091d\u0942\u0920\u093e \u0915\u0947\u0938 \u0926\u0930\u094d\u091c \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b \u0909\u0938\u0915\u0947 \u0916\u093f\u0932\u093e\u092b **\u092d\u093e\u0930\u0924\u0940\u092f \u0928\u094d\u092f\u093e\u092f \u0938\u0902\u0939\u093f\u0924\u093e, 2023** \u0915\u0940 \u0927\u093e\u0930\u093e 229 \u0915\u0947 \u0924\u0939\u0924 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0905\u0917\u0930 \u0936\u093f\u0915\u093e\u092f\u0924 \u0938\u0939\u0940 \u0925\u0940 \u0914\u0930 \u0906\u0930\u094b\u092a\u0940 \u092c\u0947\u0915\u0938\u0942\u0930 \u0928\u093f\u0915\u0932\u093e, \u0924\u094b \u0936\u093f\u0915\u093e\u092f\u0924\u0915\u0930\u094d\u0924\u093e \u092a\u0930 \u0915\u094b\u0908 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b \u091f\u093f\u092a\u094d\u0938<\/h2>\n\n\n\n<p>\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0915\u0940 \u092a\u0930\u0947\u0936\u093e\u0928\u0940 \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u0947 \u091f\u093f\u092a\u094d\u0938 \u0905\u092a\u0928\u093e\u090f\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0939\u092e\u0947\u0936\u093e \u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0916\u093e\u0924\u0947 \u0915\u093e \u092c\u0948\u0932\u0947\u0902\u0938 \u091a\u0947\u0915 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u092a\u094b\u0938\u094d\u091f-\u0921\u0947\u091f\u0947\u0921 \u091a\u0947\u0915 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u091a\u0947\u0915 \u091a\u094b\u0930\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0924\u0941\u0930\u0902\u0924 FIR \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0916\u093e\u0924\u093e \u092c\u0902\u0926 \u0939\u094b\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u092d\u0940 \u091a\u0947\u0915 \u0935\u093e\u092a\u0938 \u0932\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0928\u094b\u091f\u093f\u0938 \u092e\u093f\u0932\u0928\u0947 \u092a\u0930 \u0924\u0941\u0930\u0902\u0924 \u0935\u0915\u0940\u0932 \u0938\u0947 \u0938\u0932\u093e\u0939 \u0932\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u090a\u092a\u0930\u0940 \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0905\u092a\u0940\u0932<\/h2>\n\n\n\n<p>\u0905\u0917\u0930 \u091f\u094d\u0930\u093e\u092f\u0932 \u0915\u094b\u0930\u094d\u091f \u0906\u0930\u094b\u092a\u0940 \u0915\u094b \u092c\u0930\u0940 \u0915\u0930\u0924\u093e \u0939\u0948, \u0924\u094b \u0936\u093f\u0915\u093e\u092f\u0924\u0915\u0930\u094d\u0924\u093e **\u092d\u093e\u0930\u0924\u0940\u092f \u0928\u093e\u0917\u0930\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0902\u0939\u093f\u0924\u093e, 2023** \u0915\u0940 \u0927\u093e\u0930\u093e 419(4) \u0915\u0947 \u0924\u0939\u0924 \u0939\u093e\u0908 \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0905\u092a\u0940\u0932 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u0906\u0930\u094b\u092a\u0940 \u0915\u094b \u0938\u091c\u093e \u092e\u093f\u0932\u0924\u0940 \u0939\u0948, \u0924\u094b \u0935\u0939 30 \u0926\u093f\u0928 \u0915\u0947 \u0905\u0902\u0926\u0930 \u0938\u0924\u094d\u0930 \u0928\u094d\u092f\u093e\u092f\u093e\u0932\u092f \u092e\u0947\u0902 \u0930\u093f\u0935\u0940\u091c\u0928 \u092f\u093e\u091a\u093f\u0915\u093e \u0926\u093e\u092f\u0930 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u0935\u0939\u093e\u0902 \u092d\u0940 \u0938\u0902\u0924\u0941\u0937\u094d\u091f\u093f \u0928 \u092e\u093f\u0932\u0947, \u0924\u094b \u0939\u093e\u0908 \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0905\u092a\u0940\u0932 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0915\u0947\u0938 \u0915\u0940 \u0938\u092e\u092f \u0938\u0940\u092e\u093e<\/h2>\n\n\n\n<p>\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0915\u0947\u0938 \u092e\u0947\u0902 \u0938\u092e\u092f \u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u091a\u0947\u0915 \u0921\u093f\u0938\u0911\u0928\u0930 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092e\u093f\u0932\u0928\u0947 \u0915\u0947 30 \u0926\u093f\u0928 \u0915\u0947 \u0905\u0902\u0926\u0930 \u0921\u093f\u092e\u093e\u0902\u0921 \u0928\u094b\u091f\u093f\u0938 \u092d\u0947\u091c\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0928\u094b\u091f\u093f\u0938 \u092e\u093f\u0932\u0928\u0947 \u0915\u0947 15 \u0926\u093f\u0928 \u092c\u093e\u0926 \u0924\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u093e \u0907\u0902\u0924\u091c\u093e\u0930 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u092a\u0947\u092e\u0947\u0902\u091f \u0928 \u0939\u094b\u0928\u0947 \u092a\u0930 1 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0905\u0902\u0926\u0930 \u0915\u094b\u0930\u094d\u091f \u092e\u0947\u0902 \u0936\u093f\u0915\u093e\u092f\u0924 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0909\u0926\u093e\u0939\u0930\u0923: \u0905\u0917\u0930 \u091a\u0947\u0915 1 \u091c\u0942\u0928 2025 \u0915\u094b \u092c\u093e\u0909\u0902\u0938 \u0939\u0941\u0906, \u0924\u094b 1 \u091c\u0941\u0932\u093e\u0908 \u0924\u0915 \u0928\u094b\u091f\u093f\u0938 \u092d\u0947\u091c\u0947\u0902\u0964 \u0905\u0917\u0930 \u0928\u094b\u091f\u093f\u0938 2 \u091c\u0941\u0932\u093e\u0908 \u0915\u094b \u092e\u093f\u0932\u093e \u0914\u0930 17 \u091c\u0941\u0932\u093e\u0908 \u0924\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u0928\u0939\u0940\u0902 \u0939\u0941\u0906, \u0924\u094b 16 \u0905\u0917\u0938\u094d\u0924 \u0924\u0915 \u0915\u0947\u0938 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u091a\u0947\u0915 \u0915\u0940 \u0938\u093e\u0935\u0927\u093e\u0928\u093f\u092f\u093e\u0902<\/h2>\n\n\n\n<p>\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0907\u0928 \u092c\u093e\u0924\u094b\u0902 \u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0947\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u091a\u0947\u0915 \u0938\u093f\u0930\u094d\u092b \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0926\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0932\u093f\u0916\u093f\u0924 \u092e\u0947\u0902 \u092f\u0939 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u0930\u0947\u0902 \u0915\u093f \u091a\u0947\u0915 \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0915\u0930\u094d\u091c \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u091a\u0947\u0915 \u0935\u093e\u092a\u0938 \u0932\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u090f\u0915 \u0917\u0902\u092d\u0940\u0930 \u092e\u093e\u092e\u0932\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0938\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0914\u0930 \u0938\u093e\u0935\u0927\u093e\u0928\u0940 \u0938\u0947 \u0906\u092a \u0907\u0938\u0938\u0947 \u092c\u091a \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u091a\u0947\u0915 \u0926\u0947\u0928\u0947 \u092f\u093e \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u092d\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0905\u091a\u094d\u091b\u0947 \u0938\u0947 \u091c\u093e\u0902\u091a \u0932\u0947\u0902 \u0914\u0930 \u091c\u0930\u0942\u0930\u0924 \u092a\u0921\u093c\u0928\u0947 \u092a\u0930 \u0935\u0915\u0940\u0932 \u0915\u0940 \u0938\u0932\u093e\u0939 \u0932\u0947\u0902\u0964 \u0907\u0938\u0938\u0947 \u0906\u092a \u0915\u093e\u0928\u0942\u0928\u0940 \u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u092a\u0930\u0947\u0936\u093e\u0928\u093f\u092f\u094b\u0902 \u0938\u0947 \u092c\u091a \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p><strong>\u0938\u094d\u0930\u094b\u0924<\/strong><strong>:<\/strong>&nbsp;\u0928\u0935\u092d\u093e\u0930\u0924 \u091f\u093e\u0907\u092e\u094d\u0938, \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u091c\u091c\u092e\u0947\u0902\u091f\u094d\u0938<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0906\u091c \u0915\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0926\u094c\u0930 \u092e\u0947\u0902 UPI, \u092e\u094b\u092c\u093e\u0907\u0932 \u0935\u0949\u0932\u0947\u091f\u094d\u0938, \u0914\u0930 \u0928\u0947\u091f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0928\u0947 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u094b \u092c\u0939\u0941\u0924 \u0906\u0938\u093e\u0928 \u092c\u0928\u093e \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0907\u0938\u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u091a\u0947\u0915 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0905\u092c \u092d\u0940 \u0915\u0908 \u0932\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0916\u093e\u0938\u0915\u0930 \u092c\u0921\u093c\u0947 \u0932\u0947\u0928-\u0926\u0947\u0928 \u092f\u093e \u092c\u093f\u091c\u0928\u0947\u0938 \u092e\u0947\u0902\u0964 \u091a\u0947\u0915 \u090f\u0915 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0939\u0948, \u091c\u094b \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u093e \u0938\u092c\u0942\u0924 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0905\u0917\u0930 \u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u092f\u093e<\/p>\n","protected":false},"author":2,"featured_media":40915,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/images.news18.com\/ibnkhabar\/uploads\/2024\/01\/cheque-8-2024-01-aebaa88dfe61e8d312ebb582e5c59bed.jpg","fifu_image_alt":"\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948? \u0938\u091c\u093e, \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0914\u0930 \u092c\u091a\u093e\u0935 \u0915\u0947 \u0906\u0938\u093e\u0928 \u0909\u092a\u093e\u092f","footnotes":""},"categories":[54],"tags":[],"class_list":{"0":"post-40913","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-banking"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938: \u0938\u091c\u093e, \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0914\u0930 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947<\/title>\n<meta name=\"description\" content=\"\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0938\u091c\u093e, \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0940 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940\u0964 \u091c\u093e\u0928\u0947\u0902 \u0921\u093f\u0938\u0911\u0928\u0930 \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0906\u0938\u093e\u0928 \u0924\u0930\u0940\u0915\u0947 \u0914\u0930 \u0905\u092a\u0928\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u0964\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investpolicy.in\/hindi\/what-happens-if-a-check-bounces-punishment-penalty-and-easy-ways-to-avoid-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938: \u0938\u091c\u093e, \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0914\u0930 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947\" \/>\n<meta property=\"og:description\" content=\"\u091a\u0947\u0915 \u092c\u093e\u0909\u0902\u0938 \u0939\u094b\u0928\u0947 \u092a\u0930 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