{"id":40680,"date":"2025-04-24T13:48:44","date_gmt":"2025-04-24T08:18:44","guid":{"rendered":"https:\/\/investpolicy.in\/?p=40680"},"modified":"2025-04-30T15:50:10","modified_gmt":"2025-04-30T10:20:10","slug":"what-can-be-the-minimum-and-maximum-tenure-of-a-personal-loan-know-the-full-details-here","status":"publish","type":"post","link":"https:\/\/www.investpolicy.in\/hindi\/what-can-be-the-minimum-and-maximum-tenure-of-a-personal-loan-know-the-full-details-here\/","title":{"rendered":"\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0914\u0930 \u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f \u0915\u094d\u092f\u093e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948? \u092f\u0939\u093e\u0902 \u091c\u093e\u0928\u0947\u0902 \u092a\u0942\u0930\u093e \u0932\u0947\u0916\u093e-\u091c\u094b\u0916\u093e!"},"content":{"rendered":"\n<p>\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0906\u091c \u0915\u0940 \u0924\u093e\u0930\u0940\u0916 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0927\u093e\u0928\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u0939\u0948, \u091c\u094b \u0906\u092a\u0915\u094b \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u091c\u0930\u0942\u0930\u0924\u094b\u0902, \u0936\u093e\u0926\u0940, \u092f\u093e\u0924\u094d\u0930\u093e, \u092f\u093e \u0918\u0930 \u0915\u0940 \u092e\u0930\u092e\u094d\u092e\u0924 \u0915\u0947 \u0932\u093f\u090f \u0924\u0941\u0930\u0902\u0924 \u0928\u0915\u0926\u0940 \u092e\u0941\u0939\u0948\u092f\u093e \u0915\u0930\u093e\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u094d\u092f\u093e \u0906\u092a \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u093f\u0924\u0928\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948? \u092f\u0939 \u0938\u0935\u093e\u0932 \u0907\u0938\u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f \u0906\u092a\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 EMI (\u0908\u0915\u094d\u0935\u0947\u091f\u0947\u0921 \u092e\u0902\u0925\u0932\u0940 \u0907\u0902\u0938\u094d\u091f\u0949\u0932\u092e\u0947\u0902\u091f), \u092c\u094d\u092f\u093e\u091c \u0926\u0930, \u0914\u0930 \u0915\u0941\u0932 \u091a\u0941\u0915\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0930\u093e\u0936\u093f \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0905\u092a\u094d\u0930\u0948\u0932 2025 \u0924\u0915, \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 NBFC (\u0928\u0949\u0928-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902) \u0928\u0947 \u0905\u092a\u0928\u0940 \u092a\u0949\u0932\u093f\u0938\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0915\u093f\u090f \u0939\u0948\u0902, \u091c\u094b \u0932\u094b\u0928 \u0905\u0935\u0927\u093f \u0915\u094b \u0932\u0947\u0915\u0930 \u0928\u090f \u0935\u093f\u0915\u0932\u094d\u092a \u092a\u0947\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0939\u092e \u0906\u092a\u0915\u094b \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0914\u0930 \u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f, \u0907\u0938\u0915\u0947 \u092b\u093e\u092f\u0926\u0947-\u0928\u0941\u0915\u0938\u093e\u0928, \u0914\u0930 \u0938\u0939\u0940 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0940 \u092c\u093e\u0924\u094b\u0902 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0932\u0947\u0916\u093e-\u091c\u094b\u0916\u093e \u0926\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u092a\u0930-\u0938\u0928\u0932-\u0932-\u0928-\u0915-\u092f-\u0939-\u0914\u0930-\u092f\u0939-\u0905\u0935\u0927-\u092a\u0930-\u0915-\u092f-\u0928-\u0930-\u092d\u0930-\u0915\u0930\u0924-\u0939\">\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u094d\u092f\u093e \u0939\u0948 \u0914\u0930 \u092f\u0939 \u0905\u0935\u0927\u093f \u092a\u0930 \u0915\u094d\u092f\u094b\u0902 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948?<\/h2>\n\n\n\n<p>\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u090f\u0915 \u0905\u0928\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 \u0932\u094b\u0928 \u0939\u0948, \u091c\u093f\u0938\u0947 \u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u0930\u0942\u0930\u0924 \u0915\u0947 \u0932\u093f\u090f \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u092e\u0947\u0902 \u0915\u094b\u0908 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0917\u093f\u0930\u0935\u0940 \u0928\u0939\u0940\u0902 \u0930\u0916\u0928\u0940 \u092a\u0921\u093c\u0924\u0940, \u0907\u0938\u0932\u093f\u090f \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 NBFC \u0915\u0947 \u0932\u093f\u090f \u091c\u094b\u0916\u093f\u092e \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092f\u0939\u0940 \u0915\u093e\u0930\u0923 \u0939\u0948 \u0915\u093f \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u0930 \u0938\u0916\u094d\u0924 \u0928\u093f\u092f\u092e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0932\u094b\u0928<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u0905\u0935\u0927\u093f<\/strong><strong>:<\/strong>\u00a0\u092f\u0939 \u0924\u092f \u0915\u0930\u0924\u0940 \u0939\u0948 \u0915\u093f \u0906\u092a \u0932\u094b\u0928 \u0915\u093f\u0924\u0928\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u091a\u0941\u0915\u093e\u090f\u0902\u0917\u0947, \u091c\u094b \u0906\u092a\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 EMI \u0914\u0930 \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u092a\u0930 \u0905\u0938\u0930 \u0921\u093e\u0932\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092c\u094d\u092f\u093e\u091c<\/strong><strong> <\/strong><strong>\u0926\u0930<\/strong><strong>:<\/strong>\u00a0\u0905\u0935\u0927\u093f \u091c\u093f\u0924\u0928\u0940 \u091b\u094b\u091f\u0940 \u0939\u094b\u0917\u0940, \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0909\u0924\u0928\u0940 \u0939\u0940 \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 EMI \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b\u0917\u0940\u0964<\/li>\n\n\n\n<li><strong>\u0906\u092f<\/strong><strong> <\/strong><strong>\u0914\u0930<\/strong><strong> <\/strong><strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f<\/strong><strong> <\/strong><strong>\u0938\u094d\u0915\u094b\u0930<\/strong><strong>:<\/strong>\u00a0\u0906\u092a\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u0906\u092f \u0914\u0930 CIBIL \u0938\u094d\u0915\u094b\u0930 (700+) \u092d\u0940 \u0932\u094b\u0928 \u0905\u0935\u0927\u093f \u0924\u092f \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0905\u0939\u092e \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p>2025 \u092e\u0947\u0902, \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 10-18% \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 \u0915\u0947 \u092c\u0940\u091a \u0939\u0948\u0902, \u091c\u094b \u0932\u094b\u0928 \u0905\u0935\u0927\u093f \u0914\u0930 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964 \u0907\u0938\u0932\u093f\u090f, \u0938\u0939\u0940 \u0905\u0935\u0927\u093f \u091a\u0941\u0928\u0928\u093e \u0906\u092a\u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u092a\u0930-\u0938\u0928\u0932-\u0932-\u0928-\u0915-\u0928-\u092f-\u0928\u0924\u092e-\u0905\u0935\u0927-\u0915-\u092f-\u0939-\u0938\u0915\u0924-\u0939\">\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0905\u0935\u0927\u093f \u0915\u094d\u092f\u093e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948?<\/h2>\n\n\n\n<p>\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0905\u0935\u0927\u093f \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u092c\u0939\u0941\u0924 \u0915\u092e \u0939\u094b\u0924\u0940 \u0939\u0948, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u0924\u0941\u0930\u0902\u0924 \u0928\u0915\u0926\u0940 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093e\u0907\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 (\u0905\u092a\u094d\u0930\u0948\u0932 2025 \u0924\u0915):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0905\u0935\u0927\u093f<\/strong><strong>:<\/strong>\u00a01 \u092e\u0939\u0940\u0928\u0947 \u0938\u0947 \u0932\u0947\u0915\u0930 6 \u092e\u0939\u0940\u0928\u0947 \u0924\u0915\u0964<\/li>\n\n\n\n<li><strong>\u0909\u0926\u093e\u0939\u0930\u0923<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u0906\u092a 50,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0932\u094b\u0928 6% \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u0930 3 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u0940 \u0915\u0941\u0932 \u091a\u0941\u0915\u093e\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u0930\u093e\u0936\u093f \u0932\u0917\u092d\u0917 54,500 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0917\u0940\u0964<\/li>\n\n\n\n<li><strong>\u0915\u094c\u0928<\/strong><strong> <\/strong><strong>\u0911\u092b\u0930<\/strong><strong> <\/strong><strong>\u0915\u0930\u0924\u093e<\/strong><strong> <\/strong><strong>\u0939\u0948<\/strong><strong>:<\/strong>\u00a0\u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0910\u092a\u094d\u0938 (\u091c\u0948\u0938\u0947 Paytm Postpaid, KreditBee) \u0914\u0930 \u0915\u0941\u091b NBFC 1-3 \u092e\u0939\u0940\u0928\u0947 \u0915\u0940 \u0905\u0935\u0927\u093f \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0905\u0935\u0927\u093f \u091a\u0941\u0928\u0928\u0947 \u0915\u093e \u092b\u093e\u092f\u0926\u093e \u092f\u0939 \u0939\u0948 \u0915\u093f \u0906\u092a \u091c\u0932\u094d\u0926\u0940 \u0915\u0930\u094d\u091c \u0938\u0947 \u092e\u0941\u0915\u094d\u0924 \u0939\u094b \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0915\u093e \u092c\u094b\u091d \u0915\u092e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928, EMI \u092c\u0939\u0941\u0924 \u0905\u0927\u093f\u0915 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u094b \u0906\u092a\u0915\u0947 \u092c\u091c\u091f \u092a\u0930 \u0926\u092c\u093e\u0935 \u0921\u093e\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u0906\u092f 30,000 \u0930\u0941\u092a\u092f\u0947 \u0939\u0948 \u0914\u0930 EMI 15,000 \u0930\u0941\u092a\u092f\u0947 \u0939\u0948, \u0924\u094b \u092c\u093e\u0915\u0940 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092a\u0948\u0938\u093e \u092c\u091a\u093e\u0928\u093e \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f, \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0905\u0935\u0927\u093f \u0924\u092d\u0940 \u091a\u0941\u0928\u0947\u0902 \u091c\u092c \u0906\u092a\u0915\u0940 \u0906\u092f \u092e\u091c\u092c\u0942\u0924 \u0939\u094b \u0914\u0930 \u0906\u092a \u0909\u091a\u094d\u091a EMI \u0935\u0939\u0928 \u0915\u0930 \u0938\u0915\u0947\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u092a\u0930-\u0938\u0928\u0932-\u0932-\u0928-\u0915-\u0905\u0927-\u0915\u0924\u092e-\u0905\u0935\u0927-\u0915-\u092f-\u0939-\u0938\u0915\u0924-\u0939\">\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f \u0915\u094d\u092f\u093e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948?<\/h2>\n\n\n\n<p>\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0932\u0902\u092c\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0924\u093e\u0915\u093f \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b EMI \u0915\u093e \u092c\u094b\u091d \u0915\u092e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0947\u0964 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 (\u0905\u092a\u094d\u0930\u0948\u0932 2025 \u0924\u0915):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0905\u0935\u0927\u093f<\/strong><strong>:<\/strong>\u00a05 \u0938\u093e\u0932 \u0938\u0947 \u0932\u0947\u0915\u0930 7 \u0938\u093e\u0932 \u0924\u0915\u0964 \u0915\u0941\u091b \u092c\u0948\u0902\u0915 \u0914\u0930 NBFC (\u091c\u0948\u0938\u0947 HDFC, Bajaj Finance) \u0905\u092c 10 \u0938\u093e\u0932 \u0924\u0915 \u0915\u0940 \u0905\u0935\u0927\u093f \u092d\u0940 \u0911\u092b\u0930 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0909\u0926\u093e\u0939\u0930\u0923<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u0906\u092a 5 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0932\u094b\u0928 12% \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u0930 7 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 EMI \u0932\u0917\u092d\u0917 8,500 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0917\u0940, \u0914\u0930 \u0915\u0941\u0932 \u091a\u0941\u0915\u093e\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u0930\u093e\u0936\u093f 7.14 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0917\u0940\u0964<\/li>\n\n\n\n<li><strong>\u0915\u094c\u0928<\/strong><strong> <\/strong><strong>\u0911\u092b\u0930<\/strong><strong> <\/strong><strong>\u0915\u0930\u0924\u093e<\/strong><strong> <\/strong><strong>\u0939\u0948<\/strong><strong>:<\/strong>\u00a0SBI, ICICI, \u0914\u0930 \u0915\u0941\u091b \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0935\u093f\u0915\u0932\u094d\u092a \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f \u091a\u0941\u0928\u0928\u0947 \u0915\u093e \u092b\u093e\u092f\u0926\u093e \u092f\u0939 \u0939\u0948 \u0915\u093f EMI \u0915\u092e \u0939\u094b\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u093e \u092c\u091c\u091f \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0930\u0939\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928, \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0915\u0940 \u0915\u0941\u0932 \u0930\u093e\u0936\u093f \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, 7 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 2.14 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u092c\u094d\u092f\u093e\u091c \u0926\u0947\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948, \u091c\u094b 5 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f (1.8 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u092c\u094d\u092f\u093e\u091c) \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f, \u0905\u0917\u0930 \u0906\u092a \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u091a\u0941\u0928\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0906\u092a\u0915\u093e \u0932\u094b\u0928 \u0930\u093e\u0936\u093f \u0915\u092e \u0939\u094b \u0914\u0930 \u0906\u092f \u0938\u094d\u0925\u093f\u0930 \u0930\u0939\u0947\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u092a\u0930-\u0938\u0928\u0932-\u0932-\u0928-\u0905\u0935\u0927-\u0915-\u091a\u092f\u0928-\u0915-\u0938-\u0915\u0930\">\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0905\u0935\u0927\u093f \u0915\u093e \u091a\u092f\u0928 \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902?<\/h2>\n\n\n\n<p>\u0938\u0939\u0940 \u0905\u0935\u0927\u093f \u091a\u0941\u0928\u0928\u093e \u0906\u092a\u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0914\u0930 \u0915\u094d\u0937\u092e\u0924\u093e \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u092c\u093f\u0902\u0926\u0941\u0913\u0902 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0947\u0902:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u092e\u093e\u0938\u093f\u0915<\/strong><strong> <\/strong><strong>\u0906\u092f<\/strong><strong> <\/strong><strong>\u0914\u0930<\/strong><strong> <\/strong><strong>\u0916\u0930\u094d\u091a<\/strong><strong>:<\/strong>\u00a0\u0905\u092a\u0928\u0940 \u092e\u093e\u0938\u093f\u0915 \u0906\u092f \u0915\u093e 30-40% \u0939\u093f\u0938\u094d\u0938\u093e EMI \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0947\u0902\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0906\u092f 50,000 \u0930\u0941\u092a\u092f\u0947 \u0939\u0948, \u0924\u094b EMI 15,000-20,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<\/li>\n\n\n\n<li><strong>\u0932\u094b\u0928<\/strong><strong> <\/strong><strong>\u0930\u093e\u0936\u093f<\/strong><strong>:<\/strong>\u00a0\u091b\u094b\u091f\u0940 \u0930\u093e\u0936\u093f (10,000-50,000 \u0930\u0941\u092a\u092f\u0947) \u0915\u0947 \u0932\u093f\u090f 6-12 \u092e\u0939\u0940\u0928\u0947, \u0914\u0930 \u092c\u0921\u093c\u0940 \u0930\u093e\u0936\u093f (5-10 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947) \u0915\u0947 \u0932\u093f\u090f 5-7 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u091a\u0941\u0928\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u092c\u094d\u092f\u093e\u091c<\/strong><strong> <\/strong><strong>\u0926\u0930<\/strong><strong>:<\/strong>\u00a0\u0915\u092e \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 EMI \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b\u0917\u0940\u0964 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u091c\u094d\u092f\u093e\u0926\u093e, \u0932\u0947\u0915\u093f\u0928 EMI \u0915\u092e\u0964<\/li>\n\n\n\n<li><strong>\u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u0906\u092a \u091c\u0932\u094d\u0926\u0940 \u0915\u0930\u094d\u091c \u0938\u0947 \u092e\u0941\u0915\u094d\u0924 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u092e \u0905\u0935\u0927\u093f \u091a\u0941\u0928\u0947\u0902\u0964 \u0905\u0917\u0930 EMI \u0915\u093e \u092c\u094b\u091d \u0915\u092e \u0915\u0930\u0928\u093e \u0939\u0948, \u0924\u094b \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u091a\u0941\u0928\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f<\/strong><strong> <\/strong><strong>\u0938\u094d\u0915\u094b\u0930<\/strong><strong>:<\/strong>\u00a0\u0905\u091a\u094d\u091b\u093e \u0938\u094d\u0915\u094b\u0930 (750+) \u0939\u094b\u0928\u0947 \u092a\u0930 \u0906\u092a\u0915\u094b \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0935\u093f\u0915\u0932\u094d\u092a \u092e\u093f\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ol>\n\n\n\n<p>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0905\u0917\u0930 \u0906\u092a 2 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0932\u094b\u0928 12% \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u0930 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b 3 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 EMI 6,800 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0917\u0940, \u0914\u0930 \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c 44,800 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0917\u093e\u0964 \u0935\u0939\u0940\u0902, 5 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 EMI 4,500 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0917\u0940, \u0932\u0947\u0915\u093f\u0928 \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c 70,000 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0917\u093e\u0964 \u0907\u0938\u0932\u093f\u090f, \u0905\u092a\u0928\u0940 \u091c\u0930\u0942\u0930\u0924 \u0914\u0930 \u092c\u091c\u091f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u0928-\u092f-\u0928\u0924\u092e-\u0914\u0930-\u0905\u0927-\u0915\u0924\u092e-\u0905\u0935\u0927-\u0915-\u092b-\u092f\u0926-\u0914\u0930-\u0928-\u0915\u0938-\u0928\">\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0914\u0930 \u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f \u0915\u0947 \u092b\u093e\u092f\u0926\u0947 \u0914\u0930 \u0928\u0941\u0915\u0938\u093e\u0928<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u0928-\u092f-\u0928\u0924\u092e-\u0905\u0935\u0927-1-6-\u092e\u0939-\u0928\">\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0905\u0935\u0927\u093f (1-6 \u092e\u0939\u0940\u0928\u0947)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092b\u093e\u092f\u0926\u0947<\/strong><strong>:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0915\u093e \u092c\u094b\u091d (\u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u0915\u092e)\u0964<\/li>\n\n\n\n<li>\u091c\u0932\u094d\u0926\u0940 \u0915\u0930\u094d\u091c \u0938\u0947 \u092e\u0941\u0915\u094d\u0924\u093f\u0964<\/li>\n\n\n\n<li>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0928\u0941\u0915\u0938\u093e\u0928<\/strong><strong>:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0909\u091a\u094d\u091a EMI, \u091c\u094b \u092c\u091c\u091f \u092a\u0930 \u0926\u092c\u093e\u0935 \u0921\u093e\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0905\u0928\u092a\u0947\u0915\u094d\u0937\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u094b\u0916\u093f\u092e\u0964<\/li>\n\n\n\n<li>\u0915\u092e \u0932\u091a\u0940\u0932\u093e\u092a\u0928\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0905\u0935\u0927\u093f \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u0948 \u091c\u093f\u0928\u0915\u0940 \u0906\u092f \u092e\u091c\u092c\u0942\u0924 \u0939\u0948 \u0914\u0930 \u0935\u0947 \u091c\u0932\u094d\u0926\u0940 \u0915\u0930\u094d\u091c \u091a\u0941\u0915\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928, \u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0928\u094c\u0915\u0930\u0940 \u0905\u0938\u094d\u0925\u093f\u0930 \u0939\u0948, \u0924\u094b \u092f\u0939 \u091c\u094b\u0916\u093f\u092e \u092d\u0930\u093e \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u0905\u0927-\u0915\u0924\u092e-\u0905\u0935\u0927-5-10-\u0938-\u0932\">\u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f (5-10 \u0938\u093e\u0932)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092b\u093e\u092f\u0926\u0947<\/strong><strong>:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0915\u092e EMI, \u091c\u094b \u092c\u091c\u091f \u0915\u094b \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0930\u0916\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u092c\u0921\u093c\u0940 \u0930\u093e\u0936\u093f \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924\u0964<\/li>\n\n\n\n<li>\u0905\u0928\u094d\u092f \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092a\u0948\u0938\u093e \u092c\u091a\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0928\u0941\u0915\u0938\u093e\u0928<\/strong><strong>:<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u091c\u094d\u092f\u093e\u0926\u093e (\u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 \u092c\u094d\u092f\u093e\u091c \u091c\u092e\u093e \u0939\u094b\u0924\u093e \u0939\u0948)\u0964<\/li>\n\n\n\n<li>\u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 \u0915\u0930\u094d\u091c \u0915\u093e \u092c\u094b\u091d\u0964<\/li>\n\n\n\n<li>\u092e\u0939\u0902\u0917\u093e\u0908 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u092e\u0942\u0932\u094d\u092f \u092e\u0947\u0902 \u0915\u092e\u0940\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>\u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0947\u0939\u0924\u0930 \u0939\u0948 \u091c\u094b \u092c\u0921\u093c\u0940 \u0930\u093e\u0936\u093f \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0905\u092a\u0928\u0940 \u0906\u092f \u0915\u094b EMI \u0915\u0947 \u0938\u093e\u0925 \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928, 10 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0915\u093e \u092c\u094b\u091d 2-3 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0938\u093e\u0935\u0927\u093e\u0928\u0940 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u092a\u0930-\u0938\u0928\u0932-\u0932-\u0928-\u0905\u0935\u0927-\u092a-\u0930\u092d-\u0935-\u0924-\u0915\u0930\u0928-\u0935-\u0932-\u0915-\u0930\u0915\">\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0905\u0935\u0927\u093f \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u0915<\/h2>\n\n\n\n<p>\u0932\u094b\u0928 \u0905\u0935\u0927\u093f \u0924\u092f \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0915\u0908 \u0915\u093e\u0930\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092c\u0948\u0902\u0915<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u0928\u0940\u0924\u093f<\/strong><strong>:<\/strong>\u00a0\u0939\u0930 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0905\u0927\u093f\u0915\u0924\u092e \u0914\u0930 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0905\u0935\u0927\u093f \u0905\u0932\u0917 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 SBI 7 \u0938\u093e\u0932 \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u092c\u0915\u093f Bajaj Finance 10 \u0938\u093e\u0932 \u0924\u0915 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0932\u094b\u0928<\/strong><strong> <\/strong><strong>\u0930\u093e\u0936\u093f<\/strong><strong>:<\/strong>\u00a01 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0932\u094b\u0928 3 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f, \u0914\u0930 10 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0932\u094b\u0928 7 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0906\u092f<\/strong><strong> <\/strong><strong>\u0938\u094d\u0930\u094b\u0924<\/strong><strong>:<\/strong>\u00a0\u0938\u094d\u0925\u093f\u0930 \u0906\u092f (\u0938\u0948\u0932\u0930\u0940, \u092c\u093f\u091c\u0928\u0947\u0938) \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u0917\u094d\u092f\u0924\u093e \u092c\u0922\u093c\u093e\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092c\u094d\u092f\u093e\u091c<\/strong><strong> <\/strong><strong>\u0926\u0930<\/strong><strong>:<\/strong>\u00a02025 \u092e\u0947\u0902 10-18% \u0915\u0940 \u0926\u0930\u0947\u0902 \u0939\u0948\u0902, \u091c\u094b \u0905\u0935\u0927\u093f \u0915\u0947 \u0938\u093e\u0925 \u092c\u0926\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0915\u094d\u0930\u0947\u0921\u093f\u091f<\/strong><strong> <\/strong><strong>\u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940<\/strong><strong>:<\/strong>\u00a0\u0916\u0930\u093e\u092c \u0938\u094d\u0915\u094b\u0930 (600 \u0928\u0940\u091a\u0947) \u0915\u092e \u0905\u0935\u0927\u093f \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0906\u092f 40,000 \u0930\u0941\u092a\u092f\u0947 \u092e\u093e\u0938\u093f\u0915 \u0939\u0948 \u0914\u0930 \u0915\u094d\u0930\u0947\u0921IT \u0938\u094d\u0915\u094b\u0930 650 \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915 5 \u0938\u093e\u0932 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0915\u0940 \u0905\u0935\u0927\u093f \u0926\u0947\u0928\u0947 \u0938\u0947 \u0915\u0924\u0930\u093e\u090f\u0902\u0917\u0947\u0964 \u0907\u0938\u0932\u093f\u090f, \u0905\u092a\u0928\u0940 \u092a\u094d\u0930\u094b\u092b\u093e\u0907\u0932 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u090f\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u0932-\u0928-\u0905\u0935\u0927-\u0915-\u0932-\u090f-\u091f-\u092a-\u0938\">\u0932\u094b\u0928 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u091f\u093f\u092a\u094d\u0938<\/h2>\n\n\n\n<p>\u0938\u0939\u0940 \u0905\u0935\u0927\u093f \u091a\u0941\u0928\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u0947 \u091f\u093f\u092a\u094d\u0938 \u092b\u0949\u0932\u094b \u0915\u0930\u0947\u0902:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>EMI <\/strong><strong>\u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930<\/strong><strong> <\/strong><strong>\u0915\u093e<\/strong><strong> <\/strong><strong>\u0909\u092a\u092f\u094b\u0917<\/strong><strong> <\/strong><strong>\u0915\u0930\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u0911\u0928\u0932\u093e\u0907\u0928 EMI \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0938\u0947 \u0905\u092a\u0928\u0940 \u0930\u093e\u0936\u093f, \u092c\u094d\u092f\u093e\u091c, \u0914\u0930 \u0905\u0935\u0927\u093f \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u092a\u094d\u0930\u093f<\/strong><strong>&#8211;<\/strong><strong>\u092a\u0947\u092e\u0947\u0902\u091f<\/strong><strong> <\/strong><strong>\u0935\u093f\u0915\u0932\u094d\u092a<\/strong><strong> <\/strong><strong>\u091c\u093e\u0902\u091a\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u0915\u0941\u091b \u092c\u0948\u0902\u0915 \u092a\u094d\u0930\u0940\u092a\u0947\u092e\u0947\u0902\u091f \u092a\u0930 \u092a\u0947\u0928\u0932\u094d\u091f\u0940 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u0928\u0941\u0915\u0938\u093e\u0928\u0926\u093e\u092f\u0915 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092c\u0948\u0902\u0915<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u0924\u0941\u0932\u0928\u093e<\/strong><strong> <\/strong><strong>\u0915\u0930\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 (SBI, HDFC, ICICI) \u0915\u0940 \u0905\u0935\u0927\u093f \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924<\/strong><strong> <\/strong><strong>\u092d\u0941\u0917\u0924\u093e\u0928<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u092f\u094b\u091c\u0928\u093e<\/strong><strong>:<\/strong>\u00a0\u0905\u0917\u0930 \u0938\u0902\u092d\u0935 \u0939\u094b, \u0924\u094b \u0939\u0930 \u0938\u093e\u0932 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0930\u093e\u0936\u093f \u091a\u0941\u0915\u093e\u090f\u0902 \u0924\u093e\u0915\u093f \u092c\u094d\u092f\u093e\u091c \u0915\u092e \u0939\u094b\u0964<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e<\/strong><strong> <\/strong><strong>\u0938\u0932\u093e\u0939<\/strong><strong> <\/strong><strong>\u0932\u0947\u0902<\/strong><strong>:<\/strong>\u00a0\u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u090f\u0921\u0935\u093e\u0907\u091c\u0930 \u0938\u0947 \u092c\u093e\u0924 \u0915\u0930\u0947\u0902, \u0916\u093e\u0938\u0915\u0930 \u0905\u0917\u0930 \u0930\u093e\u0936\u093f \u092c\u0921\u093c\u0940 \u0939\u094b\u0964<\/li>\n<\/ol>\n\n\n\n<p>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0905\u0917\u0930 \u0906\u092a 3 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0932\u094b\u0928 12% \u092c\u094d\u092f\u093e\u091c \u092a\u0930 5 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b EMI 6,500 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0917\u0940\u0964 \u0932\u0947\u0915\u093f\u0928, \u0905\u0917\u0930 \u0906\u092a \u0939\u0930 \u0938\u093e\u0932 50,000 \u0930\u0941\u092a\u092f\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091a\u0941\u0915\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0905\u0935\u0927\u093f 4 \u0938\u093e\u0932 \u0924\u0915 \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c 30,000 \u0930\u0941\u092a\u092f\u0947 \u092c\u091a \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u0928-\u0937-\u0915\u0930-\u0937\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/h2>\n\n\n\n<p>\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0905\u0935\u0927\u093f (1-6 \u092e\u0939\u0940\u0928\u0947) \u0914\u0930 \u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f (5-10 \u0938\u093e\u0932) \u0906\u092a\u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0914\u0930 \u0906\u092f \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0915\u092e \u0905\u0935\u0927\u093f \u091c\u0932\u094d\u0926\u0940 \u092e\u0941\u0915\u094d\u0924\u093f \u0926\u0947\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 EMI \u0915\u093e \u092c\u094b\u091d \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u092c\u0915\u093f \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f EMI \u0915\u094b \u0915\u092e \u0915\u0930\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092c\u094d\u092f\u093e\u091c \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 2025 \u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u094b \u0926\u0947\u0916\u0924\u0947 \u0939\u0941\u090f \u0938\u0939\u0940 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964 \u0905\u092a\u0928\u0940 \u0906\u092f \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0915\u0930\u0947\u0902, EMI \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902, \u0914\u0930 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0947\u0902\u0964 \u0938\u0939\u0940 \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0938\u093e\u0925 \u0906\u092a \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u093e \u092a\u0942\u0930\u093e \u0932\u093e\u092d \u0909\u0920\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0905\u092a\u0928\u0940 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0906\u091c \u0915\u0940 \u0924\u093e\u0930\u0940\u0916 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0927\u093e\u0928\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u0939\u0948, \u091c\u094b \u0906\u092a\u0915\u094b \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u091c\u0930\u0942\u0930\u0924\u094b\u0902, \u0936\u093e\u0926\u0940, \u092f\u093e\u0924\u094d\u0930\u093e, \u092f\u093e \u0918\u0930 \u0915\u0940 \u092e\u0930\u092e\u094d\u092e\u0924 \u0915\u0947 \u0932\u093f\u090f \u0924\u0941\u0930\u0902\u0924 \u0928\u0915\u0926\u0940 \u092e\u0941\u0939\u0948\u092f\u093e \u0915\u0930\u093e\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u094d\u092f\u093e \u0906\u092a \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u093f\u0924\u0928\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948? \u092f\u0939 \u0938\u0935\u093e\u0932 \u0907\u0938\u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f \u0906\u092a\u0915\u0940<\/p>\n","protected":false},"author":2,"featured_media":40828,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.livemint.com\/lm-img\/img\/2025\/02\/20\/600x338\/investor_1739974679916_1740046963750.jpg","fifu_image_alt":"\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0914\u0930 \u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f \u0915\u094d\u092f\u093e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948? \u092f\u0939\u093e\u0902 \u091c\u093e\u0928\u0947\u0902 \u092a\u0942\u0930\u093e \u0932\u0947\u0916\u093e-\u091c\u094b\u0916\u093e!","footnotes":""},"categories":[27],"tags":[],"class_list":{"0":"post-40680","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-loan"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0905\u0935\u0927\u093f: \u0928\u094d\u092f\u0942\u0928\u0924\u092e- \u0905\u0927\u093f\u0915\u0924\u092e \u0938\u0940\u092e\u093e 2025!<\/title>\n<meta name=\"description\" content=\"\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0914\u0930 \u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f \u0915\u094d\u092f\u093e \u0939\u0948? 2025 \u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0926\u0930, EMI, \u092f\u094b\u0917\u094d\u092f\u0924\u093e, \u0914\u0930 \u091f\u093f\u092a\u094d\u0938 \u0915\u0947 \u0938\u093e\u0925 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940\u0964 \u0938\u0939\u0940 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0902!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investpolicy.in\/hindi\/what-can-be-the-minimum-and-maximum-tenure-of-a-personal-loan-know-the-full-details-here\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0905\u0935\u0927\u093f: \u0928\u094d\u092f\u0942\u0928\u0924\u092e- \u0905\u0927\u093f\u0915\u0924\u092e \u0938\u0940\u092e\u093e 2025!\" \/>\n<meta property=\"og:description\" content=\"\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0914\u0930 \u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f \u0915\u094d\u092f\u093e \u0939\u0948? 2025 \u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0926\u0930, EMI, \u092f\u094b\u0917\u094d\u092f\u0924\u093e, \u0914\u0930 \u091f\u093f\u092a\u094d\u0938 \u0915\u0947 \u0938\u093e\u0925 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940\u0964 \u0938\u0939\u0940 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0902!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investpolicy.in\/hindi\/what-can-be-the-minimum-and-maximum-tenure-of-a-personal-loan-know-the-full-details-here\/\" \/>\n<meta property=\"og:site_name\" content=\"investpolicy.in\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/investpolicy\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-24T08:18:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-30T10:20:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.livemint.com\/lm-img\/img\/2025\/02\/20\/600x338\/investor_1739974679916_1740046963750.jpg\" \/><meta property=\"og:image\" content=\"https:\/\/www.livemint.com\/lm-img\/img\/2025\/02\/20\/600x338\/investor_1739974679916_1740046963750.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"338\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nisha Chawla\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.livemint.com\/lm-img\/img\/2025\/02\/20\/600x338\/investor_1739974679916_1740046963750.jpg\" \/>\n<meta name=\"twitter:creator\" content=\"@investpolicy\" \/>\n<meta name=\"twitter:site\" content=\"@investpolicy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nisha Chawla\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" 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