{"id":40417,"date":"2025-04-14T19:48:48","date_gmt":"2025-04-14T14:18:48","guid":{"rendered":"https:\/\/investpolicy.in\/?p=40417"},"modified":"2025-04-30T15:51:13","modified_gmt":"2025-04-30T10:21:13","slug":"lic-jeevan-shiromani-policy-a-great-combination-of-investment-and-security-guarantee-of-crores","status":"publish","type":"post","link":"https:\/\/www.investpolicy.in\/hindi\/lic-jeevan-shiromani-policy-a-great-combination-of-investment-and-security-guarantee-of-crores\/","title":{"rendered":"LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940: \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940, \u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u093e \u0936\u093e\u0928\u0926\u093e\u0930 \u092e\u0947\u0932"},"content":{"rendered":"\n<p>\u091c\u092c \u092c\u093e\u0924 \u0905\u092a\u0928\u0947 \u0914\u0930 \u0905\u092a\u0928\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0924\u0940 \u0939\u0948, \u0924\u094b <strong>\u092d\u093e\u0930\u0924\u0940\u092f <\/strong><strong>\u091c\u0940\u0935\u0928 <\/strong><strong>\u092c\u0940\u092e\u093e <\/strong><strong>\u0928\u093f\u0917\u092e (LIC)<\/strong> \u0915\u093e \u0928\u093e\u092e \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 \u091c\u093c\u0939\u0928 \u092e\u0947\u0902 \u0906\u0924\u093e \u0939\u0948\u0964 \u0926\u0947\u0936 \u0915\u0940 \u0938\u092c\u0938\u0947 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 LIC \u0915\u0940 <strong>\u091c\u0940\u0935\u0928 <\/strong><strong>\u0936\u093f\u0930\u094b\u092e\u0923\u093f <\/strong><strong>\u092a\u0949\u0932\u093f\u0938\u0940<\/strong> \u090f\u0915 \u0910\u0938\u093e \u092a\u094d\u0932\u093e\u0928 \u0939\u0948, \u091c\u094b \u0928 \u0938\u093f\u0930\u094d\u092b\u093c \u0906\u092a\u0915\u094b \u0914\u0930 \u0906\u092a\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u091c\u093c\u0930\u093f\u090f \u092e\u094b\u091f\u093e \u092e\u0941\u0928\u093e\u092b\u093e \u092d\u0940 \u0915\u092e\u093e\u0928\u0947 \u0915\u093e \u092e\u094c\u0915\u093e \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u0916\u093e\u0938 \u0924\u094c\u0930 \u092a\u0930 \u0939\u093e\u0908 \u0928\u0947\u091f-\u0935\u0930\u094d\u0925 \u0907\u0902\u0921\u093f\u0935\u093f\u091c\u0941\u0905\u0932\u094d\u0938 (HNI) \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u0940 \u0917\u0908 \u092f\u0947 \u092a\u0949\u0932\u093f\u0938\u0940 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948, \u091c\u094b \u092c\u0921\u093c\u093e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0915\u0947 \u092c\u0921\u093c\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\u091a\u093e\u0939\u0947 \u0906\u092a \u0926\u093f\u0932\u094d\u0932\u0940 \u0915\u0940 \u091a\u0939\u0932-\u092a\u0939\u0932 \u092e\u0947\u0902 \u0939\u094b\u0902, \u092e\u0941\u0902\u092c\u0908 \u0915\u0940 \u092d\u093e\u0917\u0926\u094c\u0921\u093c \u092e\u0947\u0902 \u0939\u094b\u0902, \u092f\u093e \u0932\u0916\u0928\u090a \u0915\u0940 \u0936\u093e\u0902\u0924 \u0917\u0932\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u2013 LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0906\u092a\u0915\u0947 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0917\u094b\u0932\u094d\u0938 \u0915\u094b \u0939\u0915\u0940\u0915\u0924 \u092e\u0947\u0902 \u092c\u0926\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0939\u092e \u0906\u092a\u0915\u094b \u0907\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0939\u0930 \u0916\u093e\u0938\u093f\u092f\u0924, \u092b\u093e\u092f\u0926\u0947, \u092a\u093e\u0924\u094d\u0930\u0924\u093e, \u0914\u0930 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u0906\u0938\u093e\u0928 \u0939\u093f\u0902\u0926\u0940 \u092e\u0947\u0902 \u092c\u0924\u093e\u090f\u0901\u0917\u0947, \u0924\u093e\u0915\u093f \u0906\u092a \u0938\u0939\u0940 \u092b\u0948\u0938\u0932\u093e \u0932\u0947 \u0938\u0915\u0947\u0902\u0964 \u0924\u094b \u091a\u0932\u093f\u090f, \u0907\u0938 \u0936\u093e\u0928\u0926\u093e\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0947 \u092b\u0902\u0921\u0947 \u0915\u094b \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-lic-\u091c-\u0935\u0928-\u0936-\u0930-\u092e\u0923-\u092a-\u0932-\u0938-\u0915-\u092f-\u0939\">LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u094d\u092f\u093e \u0939\u0948?<\/h2>\n\n\n\n<p><strong>LIC <\/strong><strong>\u091c\u0940\u0935\u0928 <\/strong><strong>\u0936\u093f\u0930\u094b\u092e\u0923\u093f <\/strong><strong>\u092a\u0949\u0932\u093f\u0938\u0940<\/strong> (\u092a\u094d\u0932\u093e\u0928 \u0928\u0902\u092c\u0930 947, UIN: 512N315V02) \u090f\u0915 <strong>\u0928\u0949\u0928-<\/strong><strong>\u0932\u093f\u0902\u0915\u094d\u0921, <\/strong><strong>\u0932\u093f\u092e\u093f\u091f\u0947\u0921 <\/strong><strong>\u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e <\/strong><strong>\u092a\u0947\u092e\u0947\u0902\u091f <\/strong><strong>\u092e\u0928\u0940 <\/strong><strong>\u092c\u0948\u0915 <\/strong><strong>\u092a\u094d\u0932\u093e\u0928<\/strong> \u0939\u0948, \u091c\u094b \u092c\u0940\u092e\u093e, \u0928\u093f\u0935\u0947\u0936, \u0914\u0930 \u0917\u0902\u092d\u0940\u0930 \u092c\u0940\u092e\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0915\u0935\u0930 \u0915\u093e \u0936\u093e\u0928\u0926\u093e\u0930 \u092e\u093f\u0936\u094d\u0930\u0923 \u0939\u0948\u0964 \u092f\u0947 \u092a\u0949\u0932\u093f\u0938\u0940 \u0916\u093e\u0938 \u0924\u094c\u0930 \u092a\u0930 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0928\u093e\u0908 \u0917\u0908 \u0939\u0948, \u091c\u094b \u0915\u092e \u0938\u092e\u092f \u092e\u0947\u0902 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092d\u0930\u0915\u0930 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 \u092b\u093e\u092f\u0926\u093e \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0916\u093e\u0938\u093f\u092f\u0924 \u0939\u0948 <strong>\u0928\u094d\u092f\u0942\u0928\u0924\u092e 1 <\/strong><strong>\u0915\u0930\u094b\u0921\u093c <\/strong><strong>\u0930\u0941\u092a\u092f\u0947 <\/strong><strong>\u0915\u093e <\/strong><strong>\u0938\u092e <\/strong><strong>\u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921<\/strong>, \u091c\u094b \u0907\u0938\u0947 \u0939\u093e\u0908 \u0928\u0947\u091f-\u0935\u0930\u094d\u0925 \u0907\u0902\u0921\u093f\u0935\u093f\u091c\u0941\u0905\u0932\u094d\u0938 \u0915\u0947 \u0932\u093f\u090f \u092a\u0930\u092b\u0947\u0915\u094d\u091f \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u092f\u0947 \u092a\u0949\u0932\u093f\u0938\u0940 \u0906\u092a\u0915\u094b <strong>\u092e\u0928\u0940 <\/strong><strong>\u092c\u0948\u0915 <\/strong><strong>\u092c\u0947\u0928\u093f\u092b\u093f\u091f\u094d\u0938<\/strong>, <strong>\u0917\u093e\u0930\u0902\u091f\u0940\u0921 <\/strong><strong>\u090f\u0921\u093f\u0936\u0928\u094d\u0938<\/strong>, \u0914\u0930 <strong>\u0932\u0949\u092f\u0932\u094d\u091f\u0940 <\/strong><strong>\u090f\u0921\u093f\u0936\u0928\u094d\u0938<\/strong> \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 15 \u0917\u0902\u092d\u0940\u0930 \u092c\u0940\u092e\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u093e \u0915\u0935\u0930 \u0926\u0947\u0924\u0940 \u0939\u0948\u0964 \u0938\u093e\u0925 \u0939\u0940, \u0907\u0938\u092e\u0947\u0902 \u0932\u094b\u0928 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0914\u0930 \u091f\u0948\u0915\u094d\u0938 \u092c\u0947\u0928\u093f\u092b\u093f\u091f\u094d\u0938 \u092d\u0940 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p><strong>\u0909\u0926\u093e\u0939\u0930\u0923<\/strong>: \u092e\u093e\u0928 \u0932\u0940\u091c\u093f\u090f \u0906\u092a 30 \u0938\u093e\u0932 \u0915\u0947 \u0939\u0948\u0902 \u0914\u0930 20 \u0938\u093e\u0932 \u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u091a\u0941\u0928\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a\u0915\u094b \u0938\u093f\u0930\u094d\u092b\u093c 16 \u0938\u093e\u0932 \u0924\u0915 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0926\u0947\u0928\u093e \u0939\u094b\u0917\u093e, \u0914\u0930 16\u0935\u0947\u0902 \u0914\u0930 18\u0935\u0947\u0902 \u0938\u093e\u0932 \u092e\u0947\u0902 45-45 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u092e\u0928\u0940 \u092c\u0948\u0915 \u092e\u093f\u0932\u0947\u0917\u093e\u0964 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u092a\u0930 \u0906\u092a\u0915\u094b \u092c\u093e\u0915\u0940 \u0930\u0915\u092e, \u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u090f\u0921\u093f\u0936\u0928\u094d\u0938, \u0914\u0930 \u0932\u0949\u092f\u0932\u094d\u091f\u0940 \u090f\u0921\u093f\u0936\u0928\u094d\u0938 \u092e\u093f\u0932\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-lic-\u091c-\u0935\u0928-\u0936-\u0930-\u092e\u0923-\u092a-\u0932-\u0938-\u0915-\u092e-\u0916-\u092f-\u0935-\u0936-\u0937\u0924-\u090f\">LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u092e\u0941\u0916\u094d\u092f \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901<\/h2>\n\n\n\n<p>\u0907\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0915\u0941\u091b \u0916\u093e\u0938 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901 \u0907\u0938\u0947 \u092c\u093e\u0915\u0940 \u092a\u094d\u0932\u093e\u0928\u094d\u0938 \u0938\u0947 \u0905\u0932\u0917 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0928\u094d\u092f\u0942\u0928\u0924\u092e<\/strong><strong> <\/strong><strong>\u0938\u092e<\/strong><strong> <\/strong><strong>\u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921<\/strong>: 1 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 (5 \u0932\u093e\u0916 \u0915\u0947 \u092e\u0932\u094d\u091f\u0940\u092a\u0932 \u092e\u0947\u0902 \u092c\u0922\u093c\u093e\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948)\u0964<\/li>\n\n\n\n<li><strong>\u092a\u0949\u0932\u093f\u0938\u0940<\/strong><strong> <\/strong><strong>\u0905\u0935\u0927\u093f<\/strong>: 14, 16, 18, \u092f\u093e 20 \u0938\u093e\u0932\u0964<\/li>\n\n\n\n<li><strong>\u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e<\/strong><strong> <\/strong><strong>\u092d\u0941\u0917\u0924\u093e\u0928<\/strong><strong> <\/strong><strong>\u0905\u0935\u0927\u093f<\/strong>: \u092a\u0949\u0932\u093f\u0938\u0940 \u0905\u0935\u0927\u093f \u0938\u0947 4 \u0938\u093e\u0932 \u0915\u092e (\u092f\u093e\u0928\u0940 10, 12, 14, \u092f\u093e 16 \u0938\u093e\u0932)\u0964<\/li>\n\n\n\n<li><strong>\u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e<\/strong><strong> <\/strong><strong>\u092d\u0941\u0917\u0924\u093e\u0928<\/strong><strong> <\/strong><strong>\u0915\u093e<\/strong><strong> <\/strong><strong>\u0924\u0930\u0940\u0915\u093e<\/strong>: \u0938\u093e\u0932\u093e\u0928\u093e, \u0905\u0930\u094d\u0927-\u0935\u093e\u0930\u094d\u0937\u093f\u0915, \u0924\u093f\u092e\u093e\u0939\u0940, \u092f\u093e \u092e\u093e\u0938\u093f\u0915 (NACH \u0915\u0947 \u091c\u093c\u0930\u093f\u090f)\u0964<\/li>\n\n\n\n<li><strong>\u0917\u093e\u0930\u0902\u091f\u0940\u0921<\/strong><strong> <\/strong><strong>\u090f\u0921\u093f\u0936\u0928\u094d\u0938<\/strong>: \u092a\u0939\u0932\u0947 5 \u0938\u093e\u0932 \u0924\u0915 50 \u0930\u0941\u092a\u092f\u0947 \u092a\u094d\u0930\u0924\u093f \u0939\u091c\u093c\u093e\u0930 \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921, \u0914\u0930 6\u0935\u0947\u0902 \u0938\u093e\u0932 \u0938\u0947 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0905\u0935\u0927\u093f \u0915\u0947 \u0905\u0902\u0924 \u0924\u0915 55 \u0930\u0941\u092a\u092f\u0947 \u092a\u094d\u0930\u0924\u093f \u0939\u091c\u093c\u093e\u0930\u0964<\/li>\n\n\n\n<li><strong>\u0917\u0902\u092d\u0940\u0930<\/strong><strong> <\/strong><strong>\u092c\u0940\u092e\u093e\u0930\u0940<\/strong><strong> <\/strong><strong>\u0915\u0935\u0930<\/strong>: 15 \u0917\u0902\u092d\u0940\u0930 \u092c\u0940\u092e\u093e\u0930\u093f\u092f\u094b\u0902 (\u091c\u0948\u0938\u0947 \u0915\u0948\u0902\u0938\u0930, \u0915\u093f\u0921\u0928\u0940 \u092b\u0947\u0932\u094d\u092f\u0930) \u092a\u0930 10% \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928\u0964<\/li>\n\n\n\n<li><strong>\u0932\u094b\u0928<\/strong><strong> <\/strong><strong>\u0938\u0941\u0935\u093f\u0927\u093e<\/strong>: 1 \u0938\u093e\u0932 \u0915\u093e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092d\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0932\u094b\u0928 \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-lic-\u091c-\u0935\u0928-\u0936-\u0930-\u092e\u0923-\u092a-\u0932-\u0938-\u0915-\u092b-\u092f\u0926\">LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947<\/h2>\n\n\n\n<p>\u092f\u0947 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0908 \u0924\u0930\u0939 \u0915\u0947 \u0932\u093e\u092d \u0926\u0947\u0924\u0940 \u0939\u0948, \u091c\u094b \u0907\u0938\u0947 \u090f\u0915 \u0936\u093e\u0928\u0926\u093e\u0930 \u0928\u093f\u0935\u0947\u0936 \u092c\u0928\u093e\u0924\u0947 \u0939\u0948\u0902:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-\u092e\u0928-\u092c-\u0915-\u092c-\u0928-\u092b-\u091f-\u0938\">1. \u092e\u0928\u0940 \u092c\u0948\u0915 \u092c\u0947\u0928\u093f\u092b\u093f\u091f\u094d\u0938<\/h3>\n\n\n\n<p>\u092a\u0949\u0932\u093f\u0938\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928, \u0906\u092a\u0915\u094b \u0928\u093f\u092f\u092e\u093f\u0924 \u0905\u0902\u0924\u0930\u093e\u0932 \u092a\u0930 \u092e\u0928\u0940 \u092c\u0948\u0915 \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964 \u092f\u0947 \u0930\u0915\u092e \u0906\u092a\u0915\u0947 \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 \u0915\u093e \u090f\u0915 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>14 <\/strong><strong>\u0938\u093e\u0932<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u0905\u0935\u0927\u093f<\/strong>: 10\u0935\u0947\u0902 \u0914\u0930 12\u0935\u0947\u0902 \u0938\u093e\u0932 \u092e\u0947\u0902 30% \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921\u0964<\/li>\n\n\n\n<li><strong>16 <\/strong><strong>\u0938\u093e\u0932<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u0905\u0935\u0927\u093f<\/strong>: 12\u0935\u0947\u0902 \u0914\u0930 14\u0935\u0947\u0902 \u0938\u093e\u0932 \u092e\u0947\u0902 35% \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921\u0964<\/li>\n\n\n\n<li><strong>18 <\/strong><strong>\u0938\u093e\u0932<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u0905\u0935\u0927\u093f<\/strong>: 14\u0935\u0947\u0902 \u0914\u0930 16\u0935\u0947\u0902 \u0938\u093e\u0932 \u092e\u0947\u0902 40% \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921\u0964<\/li>\n\n\n\n<li><strong>20 <\/strong><strong>\u0938\u093e\u0932<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u0905\u0935\u0927\u093f<\/strong>: 16\u0935\u0947\u0902 \u0914\u0930 18\u0935\u0947\u0902 \u0938\u093e\u0932 \u092e\u0947\u0902 45% \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0909\u0926\u093e\u0939\u0930\u0923<\/strong>: \u0905\u0917\u0930 \u0906\u092a\u0915\u093e \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 1 \u0915\u0930\u094b\u0921\u093c \u0939\u0948 \u0914\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 20 \u0938\u093e\u0932 \u0915\u0940 \u0939\u0948, \u0924\u094b \u0906\u092a\u0915\u094b 16\u0935\u0947\u0902 \u0938\u093e\u0932 \u092e\u0947\u0902 45 \u0932\u093e\u0916 \u0914\u0930 18\u0935\u0947\u0902 \u0938\u093e\u0932 \u092e\u0947\u0902 45 \u0932\u093e\u0916 \u092e\u093f\u0932\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-\u0921-\u0925-\u092c-\u0928-\u092b-\u091f\">2. \u0921\u0947\u0925 \u092c\u0947\u0928\u093f\u092b\u093f\u091f<\/h3>\n\n\n\n<p>\u0905\u0917\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u0940 \u092e\u0943\u0924\u094d\u092f\u0941 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948, \u0924\u094b \u0928\u0949\u092e\u093f\u0928\u0940 \u0915\u094b \u092f\u0947 \u0932\u093e\u092d \u092e\u093f\u0932\u0924\u093e \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u0939\u0932\u0947<\/strong><strong> 5 <\/strong><strong>\u0938\u093e\u0932<\/strong><strong> <\/strong><strong>\u092e\u0947\u0902<\/strong>: \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 + \u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u090f\u0921\u093f\u0936\u0928\u094d\u0938\u0964<\/li>\n\n\n\n<li><strong>5 <\/strong><strong>\u0938\u093e\u0932<\/strong><strong> <\/strong><strong>\u092c\u093e\u0926<\/strong>: \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 + \u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u090f\u0921\u093f\u0936\u0928\u094d\u0938 + \u0932\u0949\u092f\u0932\u094d\u091f\u0940 \u090f\u0921\u093f\u0936\u0928\u094d\u0938\u0964<\/li>\n\n\n\n<li>\u0921\u0947\u0925 \u092c\u0947\u0928\u093f\u092b\u093f\u091f \u0939\u092e\u0947\u0936\u093e \u0915\u092e \u0938\u0947 \u0915\u092e 105% \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e (\u091f\u0948\u0915\u094d\u0938 \u0915\u094b \u091b\u094b\u0921\u093c\u0915\u0930) \u0938\u0947 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-\u092e-\u091a-\u092f-\u0930-\u091f-\u092c-\u0928-\u092b-\u091f\">3. \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u092c\u0947\u0928\u093f\u092b\u093f\u091f<\/h3>\n\n\n\n<p>\u0905\u0917\u0930 \u0906\u092a \u092a\u0942\u0930\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0905\u0935\u0927\u093f \u0924\u0915 \u091c\u0940\u0935\u093f\u0924 \u0930\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u092a\u0930 \u092f\u0947 \u092e\u093f\u0932\u0924\u093e \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 \u0915\u093e \u092c\u093e\u0915\u0940 \u0939\u093f\u0938\u094d\u0938\u093e (40%, 30%, 20%, \u092f\u093e 10% \u2013 \u0905\u0935\u0927\u093f \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930)\u0964<\/li>\n\n\n\n<li>\u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u090f\u0921\u093f\u0936\u0928\u094d\u0938\u0964<\/li>\n\n\n\n<li>\u0932\u0949\u092f\u0932\u094d\u091f\u0940 \u090f\u0921\u093f\u0936\u0928\u094d\u0938 (5 \u0938\u093e\u0932 \u0915\u0947 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u092c\u093e\u0926)\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-\u0917-\u092d-\u0930-\u092c-\u092e-\u0930-\u0915\u0935\u0930\">4. \u0917\u0902\u092d\u0940\u0930 \u092c\u0940\u092e\u093e\u0930\u0940 \u0915\u0935\u0930<\/h3>\n\n\n\n<p>\u092a\u0949\u0932\u093f\u0938\u0940 \u092e\u0947\u0902 15 \u0917\u0902\u092d\u0940\u0930 \u092c\u0940\u092e\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u093e \u0915\u0935\u0930 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u0905\u0917\u0930 \u092a\u0949\u0932\u093f\u0938\u0940\u0927\u093e\u0930\u0915 \u0915\u094b \u0907\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u094b\u0908 \u092c\u0940\u092e\u093e\u0930\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0924\u094b \u0909\u0938\u0947 10% \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 (\u0905\u0927\u093f\u0915\u0924\u092e 25 \u0932\u093e\u0916 \u0924\u0915) \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964 \u0938\u093e\u0925 \u0939\u0940, \u0905\u0917\u0932\u0947 2 \u0938\u093e\u0932 \u0915\u0947 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092e\u093e\u092b \u0939\u094b \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p><strong>\u0909\u0926\u093e\u0939\u0930\u0923<\/strong>: \u0905\u0917\u0930 \u0906\u092a\u0915\u093e \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 1 \u0915\u0930\u094b\u0921\u093c \u0939\u0948 \u0914\u0930 \u0906\u092a\u0915\u094b \u0915\u0948\u0902\u0938\u0930 \u0921\u093e\u092f\u0917\u094d\u0928\u094b\u0938 \u0939\u094b\u0924\u093e \u0939\u0948, \u0924\u094b \u0906\u092a\u0915\u094b 10 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u092e\u093f\u0932\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-\u091f-\u0915-\u0938-\u092c-\u0928-\u092b-\u091f-\u0938\">5. \u091f\u0948\u0915\u094d\u0938 \u092c\u0947\u0928\u093f\u092b\u093f\u091f\u094d\u0938<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0927\u093e\u0930\u093e<\/strong><strong> 80C<\/strong>: \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092a\u0930 1.5 \u0932\u093e\u0916 \u0924\u0915 \u0915\u0940 \u091f\u0948\u0915\u094d\u0938 \u091b\u0942\u091f\u0964<\/li>\n\n\n\n<li><strong>\u0927\u093e\u0930\u093e<\/strong><strong> 10(10D)<\/strong>: \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0914\u0930 \u0921\u0947\u0925 \u092c\u0947\u0928\u093f\u092b\u093f\u091f \u092a\u0930 \u091f\u0948\u0915\u094d\u0938 \u091b\u0942\u091f\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u092a-\u0924-\u0930\u0924-\u092e-\u0928\u0926-\u0921\">\u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092e\u093e\u0928\u0926\u0902\u0921<\/h2>\n\n\n\n<p>LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0928\u094d\u092f\u0942\u0928\u0924\u092e<\/strong><strong> <\/strong><strong>\u0906\u092f\u0941<\/strong>: 18 \u0938\u093e\u0932\u0964<\/li>\n\n\n\n<li><strong>\u0905\u0927\u093f\u0915\u0924\u092e<\/strong><strong> <\/strong><strong>\u0906\u092f\u0941<\/strong>:\n<ul class=\"wp-block-list\">\n<li>14 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f: 55 \u0938\u093e\u0932\u0964<\/li>\n\n\n\n<li>16 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f: 51 \u0938\u093e\u0932\u0964<\/li>\n\n\n\n<li>18 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f: 48 \u0938\u093e\u0932\u0964<\/li>\n\n\n\n<li>20 \u0938\u093e\u0932 \u0915\u0940 \u0905\u0935\u0927\u093f: 45 \u0938\u093e\u0932\u0964<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0928\u094d\u092f\u0942\u0928\u0924\u092e<\/strong><strong> <\/strong><strong>\u0938\u092e<\/strong><strong> <\/strong><strong>\u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921<\/strong>: 1 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947\u0964<\/li>\n\n\n\n<li><strong>\u0905\u0927\u093f\u0915\u0924\u092e<\/strong><strong> <\/strong><strong>\u0938\u092e<\/strong><strong> <\/strong><strong>\u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921<\/strong>: \u0915\u094b\u0908 \u0938\u0940\u092e\u093e \u0928\u0939\u0940\u0902 (5 \u0932\u093e\u0916 \u0915\u0947 \u092e\u0932\u094d\u091f\u0940\u092a\u0932 \u092e\u0947\u0902)\u0964<\/li>\n\n\n\n<li><strong>\u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f<\/strong>: \u0905\u091a\u094d\u091b\u093e \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0914\u0930 \u092e\u0947\u0921\u093f\u0915\u0932 \u091a\u0947\u0915\u0905\u092a (\u091c\u093c\u0930\u0942\u0930\u0924 \u092a\u0921\u093c\u0928\u0947 \u092a\u0930)\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u091f\u093f\u092a<\/strong>: \u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0909\u092e\u094d\u0930 30-40 \u0938\u093e\u0932 \u0939\u0948 \u0914\u0930 \u0906\u092a \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u093e \u0928\u093f\u0935\u0947\u0936 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b 20 \u0938\u093e\u0932 \u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0938\u092c\u0938\u0947 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u092b\u093e\u092f\u0926\u093e \u0926\u0947\u0917\u0940\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-lic-\u091c-\u0935\u0928-\u0936-\u0930-\u092e\u0923-\u092a-\u0932-\u0938-\u0915-\u0938-\u0916\u0930-\u0926\">LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0948\u0938\u0947 \u0916\u0930\u0940\u0926\u0947\u0902?<\/h2>\n\n\n\n<p>\u0907\u0938 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u094b \u0916\u0930\u0940\u0926\u0928\u093e \u0906\u0938\u093e\u0928 \u0939\u0948\u0964 \u092f\u0947 \u0938\u094d\u091f\u0947\u092a\u094d\u0938 \u092b\u0949\u0932\u094b \u0915\u0930\u0947\u0902:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u0938-\u091f-\u092a-1-\u0905\u092a\u0928-\u091c-\u0930-\u0930\u0924-\u0924\u092f-\u0915\u0930\">\u0938\u094d\u091f\u0947\u092a 1: \u0905\u092a\u0928\u0940 \u091c\u093c\u0930\u0942\u0930\u0924\u0947\u0902 \u0924\u092f \u0915\u0930\u0947\u0902<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0915\u093f\u0924\u0928\u093e \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 \u091a\u093e\u0939\u093f\u090f?<\/li>\n\n\n\n<li>\u0915\u093f\u0924\u0928\u0947 \u0938\u093e\u0932 \u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0932\u0947\u0928\u0940 \u0939\u0948?<\/li>\n\n\n\n<li>\u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093e \u0924\u0930\u0940\u0915\u093e \u0915\u094d\u092f\u093e \u0939\u094b\u0917\u093e?<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u0938-\u091f-\u092a-2-lic-\u090f\u091c-\u091f-\u092f-\u092c-\u0930-\u091a-\u0938-\u0938-\u092a\u0930-\u0915-\u0915\u0930\">\u0938\u094d\u091f\u0947\u092a 2: LIC \u090f\u091c\u0947\u0902\u091f \u092f\u093e \u092c\u094d\u0930\u093e\u0902\u091a \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0928\u091c\u093c\u0926\u0940\u0915\u0940 LIC \u092c\u094d\u0930\u093e\u0902\u091a \u092e\u0947\u0902 \u091c\u093e\u090f\u0901 \u092f\u093e \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u090f\u091c\u0947\u0902\u091f \u0938\u0947 \u092c\u093e\u0924 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0911\u0928\u0932\u093e\u0907\u0928 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f LIC \u0915\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u092a\u0930 \u091c\u093e\u090f\u0901\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u0938-\u091f-\u092a-3-\u0926\u0938-\u0924-\u0935-\u091c-\u091c\u092e-\u0915\u0930\">\u0938\u094d\u091f\u0947\u092a 3: \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u091c\u092e\u093e \u0915\u0930\u0947\u0902<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u0939\u091a\u093e\u0928<\/strong><strong> <\/strong><strong>\u092a\u0924\u094d\u0930<\/strong>: \u0906\u0927\u093e\u0930, \u092a\u0948\u0928, \u092a\u093e\u0938\u092a\u094b\u0930\u094d\u091f\u0964<\/li>\n\n\n\n<li><strong>\u092a\u0924\u0947<\/strong><strong> <\/strong><strong>\u0915\u093e<\/strong><strong> <\/strong><strong>\u0938\u092c\u0942\u0924<\/strong>: \u092c\u093f\u091c\u0932\u0940 \u092c\u093f\u0932, \u0930\u0947\u0902\u091f \u090f\u0917\u094d\u0930\u0940\u092e\u0947\u0902\u091f\u0964<\/li>\n\n\n\n<li><strong>\u0906\u092f<\/strong><strong> <\/strong><strong>\u0915\u093e<\/strong><strong> <\/strong><strong>\u0938\u092c\u0942\u0924<\/strong>: \u0938\u0948\u0932\u0930\u0940 \u0938\u094d\u0932\u093f\u092a, ITR\u0964<\/li>\n\n\n\n<li><strong>\u092b\u094b\u091f\u094b<\/strong>: \u092a\u093e\u0938\u092a\u094b\u0930\u094d\u091f \u0938\u093e\u0907\u091c\u093c \u092b\u094b\u091f\u094b\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u0938-\u091f-\u092a-4-\u092e-\u0921-\u0915\u0932-\u091a-\u0915\u0905\u092a-\u0905\u0917\u0930-\u091c-\u0930-\u0930-\u0939\">\u0938\u094d\u091f\u0947\u092a 4: \u092e\u0947\u0921\u093f\u0915\u0932 \u091a\u0947\u0915\u0905\u092a (\u0905\u0917\u0930 \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u094b)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0939\u093e\u0908 \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 \u0915\u0940 \u0935\u091c\u0939 \u0938\u0947 LIC \u092e\u0947\u0921\u093f\u0915\u0932 \u091f\u0947\u0938\u094d\u091f \u092e\u093e\u0901\u0917 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u0938-\u091f-\u092a-5-\u092a-\u0930-\u092e-\u092f\u092e-\u092d-\u0917\u0924-\u0928-\u0914\u0930-\u092a-\u0932-\u0938-\u0936-\u0930\">\u0938\u094d\u091f\u0947\u092a 5: \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092d\u0941\u0917\u0924\u093e\u0928 \u0914\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 \u0936\u0941\u0930\u0942<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092a\u0939\u0932\u093e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u091c\u092e\u093e \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u092a\u0949\u0932\u093f\u0938\u0940 \u0921\u0949\u0915\u094d\u092f\u0942\u092e\u0947\u0902\u091f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0921\u093f\u091f\u0947\u0932\u094d\u0938 \u091a\u0947\u0915 \u0915\u0930\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u092a-\u0932-\u0938-\u0915-\u0938-\u092e-\u090f-\u0914\u0930-\u0938-\u0935\u0927-\u0928-\u092f\">\u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0938\u0940\u092e\u093e\u090f\u0901 \u0914\u0930 \u0938\u093e\u0935\u0927\u093e\u0928\u093f\u092f\u093e\u0901<\/h2>\n\n\n\n<p>\u0939\u0930 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0940 \u0924\u0930\u0939, \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u0915\u0940 \u092d\u0940 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u090f\u0901 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0939\u093e\u0908<\/strong><strong> <\/strong><strong>\u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e<\/strong>: \u0928\u094d\u092f\u0942\u0928\u0924\u092e 1 \u0915\u0930\u094b\u0921\u093c \u0915\u0947 \u0938\u092e \u0905\u0936\u094d\u092f\u094b\u0930\u094d\u0921 \u0915\u0940 \u0935\u091c\u0939 \u0938\u0947 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923: 20 \u0938\u093e\u0932 \u0915\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0947 \u0932\u093f\u090f 30 \u0938\u093e\u0932 \u0915\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0938\u093e\u0932\u093e\u0928\u093e 8-10 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0926\u0947\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0917\u0902\u092d\u0940\u0930<\/strong><strong> <\/strong><strong>\u092c\u0940\u092e\u093e\u0930\u0940<\/strong><strong> <\/strong><strong>\u0915\u0935\u0930<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u0936\u0930\u094d\u0924\u0947\u0902<\/strong>: \u0921\u093e\u092f\u0917\u094d\u0928\u094b\u0938\u093f\u0938 \u0915\u0947 30 \u0926\u093f\u0928 \u0924\u0915 \u091c\u0940\u0935\u093f\u0924 \u0930\u0939\u0928\u093e \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964 \u092a\u0939\u0932\u0947 90 \u0926\u093f\u0928 \u092e\u0947\u0902 \u0921\u093e\u092f\u0917\u094d\u0928\u094b\u0938 \u0939\u0941\u0908 \u092c\u0940\u092e\u093e\u0930\u0940 \u0915\u0935\u0930 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940\u0964<\/li>\n\n\n\n<li><strong>\u0932\u0949\u092f\u0932\u094d\u091f\u0940<\/strong><strong> <\/strong><strong>\u090f\u0921\u093f\u0936\u0928\u094d\u0938<\/strong><strong> <\/strong><strong>\u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924<\/strong>: \u092f\u0947 LIC \u0915\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0938\u0941\u0938\u093e\u0907\u0921<\/strong><strong> <\/strong><strong>\u0915\u094d\u0932\u0949\u091c\u093c<\/strong>: \u092a\u0949\u0932\u093f\u0938\u0940 \u0936\u0941\u0930\u0942 \u0939\u094b\u0928\u0947 \u0915\u0947 12 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0905\u0902\u0926\u0930 \u0938\u0941\u0938\u093e\u0907\u0921 \u092a\u0930 \u0938\u093f\u0930\u094d\u092b\u093c 80% \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0935\u093e\u092a\u0938 \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u091f\u093f\u092a<\/strong>: \u092a\u0949\u0932\u093f\u0938\u0940 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u092c\u094d\u0930\u094b\u0936\u0930 \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902 \u0914\u0930 \u0905\u092a\u0928\u0947 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u090f\u0921\u0935\u093e\u0907\u091c\u093c\u0930 \u0938\u0947 \u0938\u0932\u093e\u0939 \u0932\u0947\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u092f-\u092a-\u0932-\u0938-\u0915-\u0938\u0915-\u0932-\u090f-\u0938\u0939-\u0939\">\u092f\u0947 \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u093f\u0938\u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0939\u0948?<\/h2>\n\n\n\n<p>LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0916\u093e\u0938 \u0924\u094c\u0930 \u092a\u0930 \u0907\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0928\u0940 \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0939\u093e\u0908<\/strong><strong> <\/strong><strong>\u0928\u0947\u091f<\/strong><strong>&#8211;<\/strong><strong>\u0935\u0930\u094d\u0925<\/strong><strong> <\/strong><strong>\u0907\u0902\u0921\u093f\u0935\u093f\u091c\u0941\u0905\u0932\u094d\u0938<\/strong>: \u091c\u094b \u092c\u0921\u093c\u093e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0915\u0947 \u092e\u094b\u091f\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u092a\u0930\u093f\u0935\u093e\u0930<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/strong><strong> <\/strong><strong>\u091a\u093e\u0939\u0928\u0947<\/strong><strong> <\/strong><strong>\u0935\u093e\u0932\u0947<\/strong>: \u091c\u094b \u0905\u092a\u0928\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0926\u0947\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0917\u0902\u092d\u0940\u0930<\/strong><strong> <\/strong><strong>\u092c\u0940\u092e\u093e\u0930\u0940<\/strong><strong> <\/strong><strong>\u0915\u0935\u0930<\/strong><strong> <\/strong><strong>\u0915\u0940<\/strong><strong> <\/strong><strong>\u091c\u093c\u0930\u0942\u0930\u0924<\/strong>: \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u092e\u0947\u0921\u093f\u0915\u0932 \u0907\u092e\u0930\u091c\u0947\u0902\u0938\u0940 \u0915\u0947 \u0932\u093f\u090f \u0915\u0935\u0930 \u091a\u093e\u0939\u093f\u090f\u0964<\/li>\n\n\n\n<li><strong>\u091f\u0948\u0915\u094d\u0938<\/strong><strong> <\/strong><strong>\u092c\u091a\u0924<\/strong>: \u091c\u094b \u0927\u093e\u0930\u093e 80C \u0914\u0930 10(10D) \u0915\u0947 \u0924\u0939\u0924 \u091f\u0948\u0915\u094d\u0938 \u092c\u0947\u0928\u093f\u092b\u093f\u091f\u094d\u0938 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0909\u0926\u093e\u0939\u0930\u0923<\/strong>: \u092e\u0941\u0902\u092c\u0908 \u0915\u0947 \u092c\u093f\u091c\u093c\u0928\u0947\u0938\u092e\u0948\u0928 \u0905\u091c\u092f \u0928\u0947 1 \u0915\u0930\u094b\u0921\u093c \u0915\u0940 \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0932\u0940\u0964 16 \u0938\u093e\u0932 \u092c\u093e\u0926 \u0909\u0928\u094d\u0939\u0947\u0902 45 \u0932\u093e\u0916 \u0915\u093e \u092a\u0939\u0932\u093e \u092e\u0928\u0940 \u092c\u0948\u0915 \u092e\u093f\u0932\u093e, \u091c\u093f\u0938\u0938\u0947 \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u092c\u0947\u091f\u0940 \u0915\u0940 \u092a\u0922\u093c\u093e\u0908 \u0915\u093e \u0916\u0930\u094d\u091a \u0909\u0920\u093e\u092f\u093e\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u0905\u092a\u0928-\u092d\u0935-\u0937-\u092f-\u0915-\u0915\u0930-\u0938-\u0930\u0915-\u0937-\u0924\">\u0905\u092a\u0928\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0915\u0930\u0947\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924<\/h2>\n\n\n\n<p>LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0938\u093f\u0930\u094d\u092b\u093c \u090f\u0915 \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u0947 \u0914\u0930 \u0906\u092a\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u0938\u092a\u0928\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u093e \u091c\u093c\u0930\u093f\u092f\u093e \u0939\u0948\u0964 \u092f\u0947 \u092a\u0949\u0932\u093f\u0938\u0940 \u0906\u092a\u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093e, \u092e\u0928\u0940 \u092c\u0948\u0915, \u0917\u0902\u092d\u0940\u0930 \u092c\u0940\u092e\u093e\u0930\u0940 \u0915\u0935\u0930, \u0914\u0930 \u091f\u0948\u0915\u094d\u0938 \u092c\u091a\u0924 \u0915\u093e \u0936\u093e\u0928\u0926\u093e\u0930 \u092e\u093f\u0936\u094d\u0930\u0923 \u0926\u0947\u0924\u0940 \u0939\u0948\u0964 \u0905\u0917\u0930 \u0906\u092a \u092c\u0921\u093c\u093e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0930\u0916\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 \u092b\u093e\u092f\u0926\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0947 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092a\u0930\u092b\u0947\u0915\u094d\u091f \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0924\u094b \u0926\u0947\u0930 \u0915\u093f\u0938 \u092c\u093e\u0924 \u0915\u0940? \u0906\u091c \u0939\u0940 \u0905\u092a\u0928\u0947 \u0928\u091c\u093c\u0926\u0940\u0915\u0940 LIC \u090f\u091c\u0947\u0902\u091f \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902, \u0905\u092a\u0928\u0940 \u091c\u093c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u0947 \u0939\u093f\u0938\u093e\u092c \u0938\u0947 \u092a\u094d\u0932\u093e\u0928 \u091a\u0941\u0928\u0947\u0902, \u0914\u0930 \u0905\u092a\u0928\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0947\u0902\u0964 LIC \u0915\u093e \u092d\u0930\u094b\u0938\u093e \u0914\u0930 \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u0915\u093e \u092b\u093e\u092f\u0926\u093e \u2013 \u092f\u0947 \u091c\u094b\u0921\u093c\u0940 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0915\u0940 \u0916\u0941\u0936\u093f\u092f\u093e\u0901 \u0932\u093e \u0938\u0915\u0924\u0940 \u0939\u0948!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u091c\u092c \u092c\u093e\u0924 \u0905\u092a\u0928\u0947 \u0914\u0930 \u0905\u092a\u0928\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0924\u0940 \u0939\u0948, \u0924\u094b \u092d\u093e\u0930\u0924\u0940\u092f \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0928\u093f\u0917\u092e (LIC) \u0915\u093e \u0928\u093e\u092e \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 \u091c\u093c\u0939\u0928 \u092e\u0947\u0902 \u0906\u0924\u093e \u0939\u0948\u0964 \u0926\u0947\u0936 \u0915\u0940 \u0938\u092c\u0938\u0947 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u092c\u0940\u092e\u093e \u0915\u0902\u092a\u0928\u0940 LIC \u0915\u0940 \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u090f\u0915 \u0910\u0938\u093e \u092a\u094d\u0932\u093e\u0928 \u0939\u0948, \u091c\u094b \u0928 \u0938\u093f\u0930\u094d\u092b\u093c \u0906\u092a\u0915\u094b \u0914\u0930 \u0906\u092a\u0915\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0926\u0947\u0924\u093e \u0939\u0948,<\/p>\n","protected":false},"author":4,"featured_media":40829,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.prabhatkhabar.com\/wp-content\/uploads\/2025\/04\/LIC-Jeevan-Shiromani-Policy.jpg","fifu_image_alt":"LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940: \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940, \u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u093e \u0936\u093e\u0928\u0926\u093e\u0930 \u092e\u0947\u0932","footnotes":""},"categories":[18],"tags":[],"class_list":{"0":"post-40417","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insurance"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940: \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0915\u093e \u0932\u093e\u092d, \u091c\u093e\u0928\u0947\u0902 \u0916\u093e\u0938\u093f\u092f\u0924<\/title>\n<meta name=\"description\" content=\"LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947, \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901 \u0914\u0930 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u091c\u093e\u0928\u0947\u0902\u0964 1 \u0915\u0930\u094b\u0921\u093c \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940, \u092e\u0928\u0940 \u092c\u0948\u0915 \u0914\u0930 \u092c\u0940\u092e\u093e \u0915\u0935\u0930\u0964 \u0905\u092a\u0928\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0947\u0902!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investpolicy.in\/hindi\/lic-jeevan-shiromani-policy-a-great-combination-of-investment-and-security-guarantee-of-crores\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940: \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0915\u093e \u0932\u093e\u092d, \u091c\u093e\u0928\u0947\u0902 \u0916\u093e\u0938\u093f\u092f\u0924\" \/>\n<meta property=\"og:description\" content=\"LIC \u091c\u0940\u0935\u0928 \u0936\u093f\u0930\u094b\u092e\u0923\u093f \u092a\u0949\u0932\u093f\u0938\u0940 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947, \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901 \u0914\u0930 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u091c\u093e\u0928\u0947\u0902\u0964 1 \u0915\u0930\u094b\u0921\u093c \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940, \u092e\u0928\u0940 \u092c\u0948\u0915 \u0914\u0930 \u092c\u0940\u092e\u093e \u0915\u0935\u0930\u0964 \u0905\u092a\u0928\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0947\u0902!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investpolicy.in\/hindi\/lic-jeevan-shiromani-policy-a-great-combination-of-investment-and-security-guarantee-of-crores\/\" \/>\n<meta property=\"og:site_name\" content=\"investpolicy.in\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/investpolicy\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-14T14:18:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-30T10:21:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.prabhatkhabar.com\/wp-content\/uploads\/2025\/04\/LIC-Jeevan-Shiromani-Policy.jpg\" \/><meta property=\"og:image\" content=\"https:\/\/www.prabhatkhabar.com\/wp-content\/uploads\/2025\/04\/LIC-Jeevan-Shiromani-Policy.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Naresh Saini\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.prabhatkhabar.com\/wp-content\/uploads\/2025\/04\/LIC-Jeevan-Shiromani-Policy.jpg\" \/>\n<meta name=\"twitter:creator\" content=\"@investpolicy\" \/>\n<meta name=\"twitter:site\" content=\"@investpolicy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Naresh Saini\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" 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