Author: Shehnaz Beig
Shehnaz Beig
Shehnaz Ali Siddiqui is a Corporate Communications Expert by profession and writer by Passion. She has experience of many years in the same. Her educational background in Mass communication has given her a broad base from which to approach many topics. She enjoys writing around Public relations, Corporate communications, travel, entrepreneurship, insurance, and finance among others.
India’s stock market has become a magnet for different types of investors. Among them, two dominant players often make headlines — Mutual Funds and Foreign Institutional Investors (FIIs). While Mutual Funds are popular among Indian retail investors for long-term wealth creation, FIIs are known for pumping large volumes of foreign capital into Indian equities and debt. Both impact the markets differently, and each carries its own set of advantages and risks. But for an Indian investor looking to grow wealth steadily, the question arises — Mutual Funds or FII: Which is better for me? This article breaks down their differences,…
Demand for Compact 1RK Apartments Rising in Bengaluru’s IT Sector Bengaluru’s real estate market is witnessing a growing interest in compact homes, specifically 1RK (1 Room Kitchen) flats. These small, functional spaces are becoming popular among students, especially IT professionals working in the city’s busy tech corridors. With high rents, long travel hours, and rising property prices, more and more people are opting for these smart, cost-effective housing units. Why Are 1RK Flats Gaining Attention? The main reason behind the rising popularity of 1RK apartments is the growing cost of living in Bengaluru. With 2BHK flats in prime locations like…
Many people ignore their old income tax return (ITR) files once they submit them yearly. But in many situations, old ITR copies become very important. Whether you are applying for a bank loan, planning to travel abroad, filing a visa application, or applying under a government scheme, your ITR can be your most significant financial proof. Also, in some cases, the Income Tax Department may send a notice asking for details from past years. If you have claimed a refund and haven’t received it, you should show your ITR copy again. So, keeping your old ITR safe can save you…
Money is not just a need—it is the key to financial freedom, security, and dignity. Whether you dream of owning a house, sending your children to good schools, or retiring without stress, you need money. However, saving enough money through regular jobs and traditional savings accounts has become nearly impossible. With rising inflation, low interest on fixed deposits, and daily expenses, saving won’t help you build wealth. But an innovative and simple investment formula can. Many people in India still don’t know about a powerful formula that can help them build over Rs. 2 crores by the time they reach…
When it comes to growing your money, most Indian investors prefer either Fixed Deposits (FDs) or Mutual Funds. These two are among the most common choices for small and large investors. But which one is truly better for you? In today’s inflation-driven economy, making money grow wisely is more important than ever. Just saving money is not enough—you need to invest smartly. While FDs offer guaranteed returns and safety, mutual funds provide potentially higher returns with market-linked risks. To decide where to invest, you must understand both thoroughly. Let’s break it down, making it easier to decide where your money…
In recent months, a new type of financial scam has rapidly spread across India. Fake trading apps target people who want to profit quickly through stock market investments. These scams are not just fooling the uneducated but are trapping highly qualified professionals, retired officers, and even defence personnel. People are falling into these traps because the apps seem professional and trustworthy. When they realise the truth, their hard-earned savings are already gone. Scammers Using Social Media to Make Contact The scam usually begins on popular platforms like WhatsApp, Telegram, and Instagram. Fraudsters start casual conversations and build trust with people.…
The introduction of the new tax regime in 2020 allowed taxpayers to pay lower taxes by letting go of common exemptions and deductions. While the new system offers a simplified structure, many taxpayers, especially home loan holders, still find value in the old tax regime. The old system allows individuals to claim deductions on home loan interest and principal repayment — something the new regime doesn’t offer. But in 2025, is sticking with the old tax regime still worth it just because of home loan benefits? Let’s break it down in simple terms. What Are the Key Features of the…
Tensions between India and Pakistan have again raised concerns, especially among stock market investors. With reports of cross-border strikes and military action, many wonder how these events could impact the market in 2025. History tells us that the Indian stock market reacts sharply during sudden military conflicts but recovers soon after. You might feel nervous if you’re a mutual fund investor, primarily through SIP (Systematic Investment Plan). But experts suggest not to panic. Sensex During Past India-Pakistan Conflicts Let’s look at how the Sensex behaved during the past major conflicts between India and Pakistan: 1999 – Kargil War 2001 –…
In the latest findings shared by the Association for Democratic Reforms (ADR), a detailed report has come out on how much money Delhi’s MLAs spent during the last Assembly elections. This report clearly shows how different political parties and individual candidates used their funds and from where that money came. ADR studied the spending reports of 69 elected MLAs and presented some eye-opening facts. It shows how much they spent and how many of them spent less than the limit fixed by the Election Commission. The official spending limit for each MLA during the Delhi Assembly elections was Rs 40…
Tensions between India and Pakistan have once again reached a high point after Pakistan launched drone and missile attacks on multiple Indian cities, including Jammu, Punjab, and Rajasthan. In response, the Indian Air Force shot down several Pakistani aircraft, including two F-16 fighter jets and two JF-17 aircraft. Reports also confirm that India launched strong counterattacks targeting Pakistan’s military bases in Sialkot, Islamabad, and other areas in Punjab province. At the same time, India’s S-400 air defence system successfully intercepted and destroyed all incoming enemy missiles and drones. With this sudden air conflict, many people are now searching online for…