Author: Shehnaz Beig
Shehnaz Beig
Shehnaz Ali Siddiqui is a Corporate Communications Expert by profession and writer by Passion. She has experience of many years in the same. Her educational background in Mass communication has given her a broad base from which to approach many topics. She enjoys writing around Public relations, Corporate communications, travel, entrepreneurship, insurance, and finance among others.
When investing in mutual funds, finding the right balance between risk and return is crucial. Many investors look for funds that provide stable returns while minimizing risks. Two popular options in this category are Balanced Funds and Balanced Advantage Funds. While they sound similar, they function differently and serve different investment purposes. If you’re planning to invest but are confused about which one is better, this guide will help you understand the differences, benefits, and risks involved. What is a Balanced Fund? A Balanced Fund is a type of Hybrid Fund that maintains a fixed allocation between equity and debt…
Currency notes and coins are the backbone of any country’s economy. In India, the production of banknotes and coins is a highly secure and regulated process managed by the Reserve Bank of India (RBI) and the Government of India. Have you ever wondered how many printing presses are responsible for producing currency notes? Or where coins are minted? Let’s explore the fascinating world of currency production in India. The Role of the Reserve Bank of India in Currency Printing The Reserve Bank of India (RBI) is responsible for managing and controlling the circulation of banknotes in the country. However, the…
Becoming rich isn’t just about earning more money; it’s about managing your finances wisely, making smart investments, and adopting the right mindset. Many wealthy people follow specific habits that help them grow and sustain their wealth. If you want financial stability and long-term prosperity, you need to start following these seven golden rules today. 1. Start Saving and Investing Early One of the biggest secrets to wealth accumulation is starting early. The earlier you begin saving and investing, the more time your money has to grow through compound interest. Even small amounts invested consistently over time can turn into a…
The position of the Reserve Bank of India (RBI) Governor is one of the most prestigious roles in the country’s financial sector. Beyond the significant responsibilities of overseeing India’s monetary policy and financial stability, the role comes with a compensation package that includes a salary and a range of exclusive benefits. This article delves into the salary structure, perks, and facilities associated with the RBI Governor’s position.​ Salary Structure of the RBI Governor As of the latest available information, the RBI Governor receives a basic monthly salary of Rs.2.5 lakh. This figure has remained consistent over recent years. When additional…
In India, Aadhaar and PAN cards are two of the most critical identity documents used for financial transactions, government schemes, and authentication. But what happens if someone is found possessing or using a fake Aadhaar or PAN card? The Indian government has implemented strict laws to curb identity fraud. Using or even holding a forged Aadhaar or PAN can lead to severe penalties, including fines and imprisonment. This article explores the legal consequences, punishments, and rules regarding fake identity documents in India. Let’s understand how serious this issue is and what the law says about it. Why Do People Use…
Every year, lakhs of students in India dream of becoming doctors, but with limited MBBS seats and intense competition, many are left disappointed. The NEET cutoff is high, private college fees are expensive, and government seats are limited. However, missing out on MBBS in India does not mean the end of your medical career. Many countries offer excellent MBBS programs at lower costs, with better infrastructure, global recognition, and great career opportunities. If you are determined to pursue medicine, studying abroad could be your golden opportunity. Here’s why choosing an MBBS program abroad is a smart decision and which countries…
As the new financial year begins, salaried employees must declare their tax-saving investments. One major decision is choosing between the old tax regime and the new tax regime. While the new regime has lower tax rates and an increased tax-free income limit up to Rs.12 lakh, it does not provide many tax-saving benefits. This is why many taxpayers still prefer the old tax regime, which allows deductions under various sections. If you also want to stick to the old tax regime, it is crucial to know the best ways to save tax effectively. Tax Saving Investments Under Section 80C Section…
YouTube is no longer just a video-sharing platform—it has become a money-making machine for those who know how to use it right. Many YouTubers have built multi-crore businesses, earning from ads, sponsorships, and merchandise sales. The big question is: How do they do it? If you want to turn your YouTube channel into a crore-earning business, you need more than just uploading videos. You need a strategy. Here are five secret tips that can help you earn crores from YouTube. These proven methods have been used by top creators to build massive wealth. 1. Pick a Profitable Niche That Pays…
Divorce is not just emotionally exhausting—it’s also a financial battleground. For many men, the fear of losing hard-earned wealth, assets, and financial security leads to extreme thoughts. But let’s be clear: suicide is never the answer. Instead, strategic planning and legal awareness can help men protect their financial future and navigate divorce without losing everything. If you are facing a divorce or anticipate one, here’s how you can safeguard your money and secure your future the right way. 1. Understand Your Financial Standing Before the Divorce Before initiating divorce proceedings, it’s crucial to have a clear understanding of your finances.…
Investing in stocks and securities has become more convenient than ever, thanks to the evolution of digital trading. A Demat account (Dematerialized account) plays a crucial role in modern investing, replacing physical certificates with electronic records. If you are serious about wealth creation and financial security, a Demat account is a must-have. But why should you open one? Let’s explore 10 powerful reasons why a Demat account is essential and how it can revolutionize your investment journey. 1. Safe & Secure Storage of Investments Gone are the days when investors had to store physical share certificates, which were prone to…