Author: Shehnaz Beig

The National Pension System (NPS) has been a favored retirement planning tool for many Indian investors, primarily due to its tax benefits and structured approach to building a retirement corpus. However, with the introduction of the new tax regime, several changes have emerged, leading to questions about the continued viability of NPS investments. This article delves into the implications of the new tax regime on NPS and provides insights to help you make an informed decision. ​ Understanding NPS and Its Tax Implications NPS is a government-backed, voluntary retirement savings scheme designed to provide a regular income post-retirement. It allows…

The stock market often looks like a place where money grows fast. But behind every profit, there are many losses too. If you have recently checked your portfolio and found it in the red, you are not alone. Market ups and downs are normal, but how you react to them matters the most. In times like this, emotions can take over and make us act without thinking. The truth is, most investors lose money not because of the market but because of their mindset. Many people follow the wrong strategies, get overconfident, or hold on to bad stocks out of…

On April 9 (Indian time), US President Donald Trump made a surprising announcement. He declared that his administration would delay the implementation of new tariffs on goods from over 75 countries for the next 90 days. This move took global financial markets by surprise, causing an immediate rally in US stocks, with major indices rising over 10%. Asian markets also responded positively on April 10, although Indian markets remained shut due to Mahavir Jayanti. While the delay applied to most nations, one key player—China—was left out. In fact, Trump increased tariffs on Chinese goods even more aggressively, continuing his tough…

IndiGo, the no-frills airline that started its journey in 2006 with borrowed aircraft, has scripted a new history in global aviation. For a short while, IndiGo became the world’s most valuable airline by market capitalization, overtaking even big American names like Delta Airlines. Even though the top spot lasted only for about an hour, it marked a big moment for India’s aviation industry. Let’s understand how a young Indian airline, which started during tough times, managed to fly this high. When IndiGo Overtook Delta On Wednesday, IndiGo’s market cap touched ₹2.01 lakh crore (approx. $23.24 billion), pushing it slightly ahead…

The Reserve Bank of India (RBI) has brought a big change in how loans are given jointly by banks and financial companies. In its latest Monetary Policy update, RBI released a draft framework for co-lending—a process where two or more institutions, such as banks and NBFCs, give a loan together to a customer and share both risk and profit. Till now, RBI had issued limited guidelines for co-lending only in some cases, like priority sector loans or digital lending. But now, this 2025 Co-Lending Draft covers all types of co-lending arrangements. The goal is to make the process more transparent,…

The iPhone is one of the most popular smartphones in the world, but have you ever wondered how much it costs Apple to make one? Surprisingly, the price you pay in the store is much higher than what Apple spends to build it. However, things might change if a new US tariff policy is implemented, which could directly affect iPhone prices in the market. How Much Does Apple Spend to Make an iPhone? According to a report by The Wall Street Journal, the cost of making the iPhone 16 Pro (256GB) is around $580, which is roughly Rs. 50,000 in…

The Income Tax Department has launched a new form called ITR-B for a special group of taxpayers. This form is not like the regular ITR-1 or ITR-2 that most salaried individuals or business owners file every year. The ITR-B form is meant only for those people who have gone through a search or seizure operation by the Income Tax Department on or after 1st September 2024. This form was officially released by the Finance Ministry on 7th April 2025, through a Gazette notification. It will be used for the Financial Year 2025-26, which is also called Assessment Year 2026-27. Who…

The Waqf Amendment Act, recently passed by India’s Parliament, introduces substantial reforms to the management and oversight of waqf properties—assets dedicated to religious or charitable purposes under Islamic law. This legislation has sparked widespread debate and, notably, unrest in regions like West Bengal. ​ Key Changes Introduced by the Waqf Amendment Act The Act brings forth several pivotal amendments aimed at enhancing transparency, inclusivity, and governmental oversight in waqf property management: Previously, waqf properties could be established through various means, including oral declarations. The new Act mandates that only individuals practicing Islam for at least five years and who are…

As gold prices cross Rs. 90,000 per 10 grams and jewellery demand rises in the festive and wedding season, investors are now looking at bullion stocks for strong returns. Top names like Titan Company, Kalyan Jewellers, and PNG Jewellers have shown strong performance recently. Leading brokerage firm Motilal Oswal has shared a bullish outlook on all three stocks, highlighting strong growth, store expansion, and changing consumer preferences towards branded jewellery. Let’s break down their analysis to understand which stock offers the best opportunity right now. 💎 Titan Company: Steady Growth with Strong Network Motilal Oswal recommends a Buy on Titan,…

With the beginning of the new financial year 2025-26, income taxpayers once again face the question—should they go with the old tax regime or choose the new one? While the new tax system offers reduced rates and simpler structure, it also takes away the power of most deductions. On the other hand, the old system keeps all deductions but comes with higher tax slabs. So, which one is better? Let’s understand in simple terms, especially for people whose annual income is more than Rs 12 lakh and up to Rs 15 lakh. What Changed in the New Tax Regime for…