Author: Shehnaz Beig

Initial Public Offerings (IPOs) often create a buzz in the stock market. The idea of getting shares at an early stage, especially if the company becomes successful, can be exciting for investors. But behind this excitement lies a serious question: How do you know if an IPO is worth investing in? Just because a company is going public doesn’t mean it’s a good investment. Evaluating an IPO is a careful process that requires understanding the company, its numbers, the industry, and the intent behind the offer. In this detailed guide, you’ll learn the right way to evaluate an IPO before…

Blusmart, one of India’s leading all-electric cab services, has suddenly stopped accepting bookings through its app. This unexpected move has left both customers and drivers confused and worried. Many users had money in their Blusmart wallets, and now they are asking how and when they will get it back. Here’s everything you need to know about Blusmart’s current situation, what caused the suspension, and how you can get your wallet refund. Booking Services Paused from April 16: Thousands Affected Blusmart stopped taking new bookings from the evening of 16 April 2025. This sudden halt came without much explanation. Many users…

India’s journey to becoming a global economic powerhouse faces a major hurdle—its growing reliance on imported crude oil and natural gas. While the country has taken major steps in infrastructure, manufacturing, and technology, its energy dependency on foreign countries is increasing steadily, raising serious concerns about energy security, trade imbalance, and long-term sustainability. According to recent data from the Ministry of Petroleum and Natural Gas, India’s import dependence for crude oil in the financial year 2024–25 has touched a new high of 88.2%. In the same period, dependence on imported natural gas also jumped to 50.8%, the highest in four…

If you invest in mutual funds, you might usually check how much return a scheme has given over time or how experienced the fund manager is. But one small detail often gets missed – Expense Ratio. This tiny number plays a big role in deciding how much money stays in your pocket at the end of the day. Let’s explore how a low expense ratio can help your investment grow, especially in a volatile market. We’ll also see which 5 mutual funds gave the best returns with the lowest expenses in the last 5 years. What Is Expense Ratio and…

India’s digital payment system is getting ready for a new change. The National Payments Corporation of India (NPCI) is planning to bring a new feature called UPI Meta, which could completely change how users make payments while shopping online. At present, every time you buy something from an e-commerce site, you need to select your UPI app like PhonePe, Google Pay, or Paytm, enter your UPI ID, approve the transaction, and then wait for the payment confirmation. This entire process takes time and can feel repetitive, especially for regular shoppers. UPI Meta aims to make this easier and faster by…

Since April 1, 2024, India’s new tax regime has become the default system for taxpayers. While it offers lower tax rates, many believe it lacks the deductions and exemptions of the old regime. However, the new regime still provides several tax benefits that can help reduce your tax liability. Let’s delve into these benefits to help you make informed decisions. ​ Key Deductions and Rebates in the New Tax Regime​ 1. Standard Deduction of ₹75,000 The standard deduction for salaried individuals and pensioners has been increased to Rs.75,000 from the previous Rs.50,000. This deduction is automatically applied, reducing your taxable…

Investing in the stock market is like sailing in the open sea. Sometimes the weather is clear, and profits are smooth. But sometimes, storms like trade wars can make the journey tough. If you don’t plan properly, you may end up losing money instead of earning it. In today’s fast-moving global economy, even a single decision by a foreign government, or a change in trade policy, can impact stock prices around the world. That’s why, before putting your money into the market, it’s important to understand the risks, plan carefully, and follow the right strategy—especially during uncertain times like trade…

In today’s health-conscious world, more and more people are shifting from oily snacks to healthier alternatives. Among them, fruit and vegetable chips have become extremely popular. Whether it’s banana chips, beetroot chips, jackfruit chips, or sweet potato wafers, these crispy, colorful snacks are not just tasty, but also offer nutritional benefits. This trend has opened the door to a great business opportunity — starting your own fruit and vegetable chips business. This business doesn’t require heavy investment and can be started from home, small-scale unit, or even commercially, depending on your budget. If planned properly, it can turn into a…

In the last five years, a hybrid mutual fund from HDFC Mutual Fund has quietly made investors smile big. While the stock market saw ups and downs, HDFC Balanced Advantage Fund gave consistent growth and tripled investors’ money in just five years. For those looking at long-term wealth creation with calculated risk, this fund has emerged as a strong option. Let’s break down how this fund worked, why it’s getting so much attention, and what kind of investors it suits. Rs.5 Lakh Became Rs.15.72 Lakh in 5 Years If someone had invested Rs.5 lakh in the HDFC Balanced Advantage Fund…

The Ministry of Education has come up with a big opportunity for students who want to crack entrance exams like NEET and JEE but cannot afford expensive coaching classes. The government has launched a free online platform called SATHEE (Self Assessment Test and Help for Entrance Exams) to provide free coaching for NEET and JEE aspirants from Class 11 and 12. This initiative will help lakhs of students, especially those from rural areas or low-income families, to access quality education and expert support for one of the toughest exams in India—without spending a single rupee. What is SATHEE? A One-Stop…