Author: Invest Policy

Investing in mutual funds is one of the smartest ways to build your wealth, but if you are just getting started, it’s important to understand a few basic principles. These tips will help you make informed decisions and avoid common mistakes that many beginners make. Follow these guidelines to navigate the world of mutual funds with ease and maximize your returns. 1. Don’t Try to Time the Market Trying to predict the right time to invest in mutual funds can be a risky strategy. The market is unpredictable, and waiting for the “perfect time” could mean missing out on valuable…

The Financial Action Task Force (FATF) is a name that makes many countries, especially Pakistan, nervous. This global organization plays a significant role in ensuring financial transparency and combating illicit activities such as money laundering, terrorist financing, and corruption. Over the years, FATF has become one of the most powerful global bodies overseeing the financial dealings of countries, warning nations like India to improve their handling of financial crimes, and causing headaches for countries like Pakistan by placing them on its infamous “grey list” or “black list.” What Exactly Is FATF and Why Was It Formed? FATF stands for the…

When it comes to mutual fund investments, large cap funds are often seen as the go-to option for stability. But that doesn’t mean they can’t deliver big profits too! While mid cap and small cap funds are often regarded as the best bets for high returns, the top large cap funds have shown that they can offer both strength and impressive returns. Some of the leading large cap funds have provided returns as high as 40% to 43% in the last year. Let’s break down how large cap funds work, why they can be a strong choice, and take a…

HDFC Mutual Fund, one of India’s top asset management companies, has introduced a new index fund under the name HDFC Nifty LargeMidcap 250 Index Fund. The subscription for this New Fund Offer (NFO) opened on September 20, 2024, and will be available until October 4, 2024. This open-ended equity scheme offers a diversified investment option by tracking the Nifty LargeMidcap 250 Index. It provides investors with a unique opportunity to invest in both large and midcap companies, which play a vital role in India’s growth story. Key Details of HDFC’s New Index Fund Objective of the Fund The main goal…

Mutual funds with high returns and low expense ratios—understand how your investment can yield better results with smart fund choices Investors often look for mutual fund schemes that promise good returns, especially when thinking about long-term investments through Systematic Investment Plans (SIPs). While returns are important, an often-overlooked factor is the expense ratio of a mutual fund. This can significantly impact the actual returns an investor receives. Choosing funds with a lower expense ratio can make a noticeable difference in how much your money grows over time. In this article, we’ll explore 10 mutual funds that have managed to offer…

Global Financial Watchdog Raises Concerns Over Precious Metals and Stones Trade in India The Financial Action Task Force (FATF), a global body dedicated to combating financial crimes, has raised concerns about India’s gems and jewellery sector. In its latest report, FATF highlighted how the trade of precious metals and stones (PMS) in the country could be exploited for illegal activities like money laundering and terrorist financing. Given India’s position as a major player in the global market for gold and diamonds, these concerns are particularly significant. Vulnerability of the Sector FATF noted that precious metals and stones can be used…

Everything You Need to Know About SEBI’s Free Investor Certification Course The stock market is filled with opportunities, but it also comes with significant risks. Many new investors enter the market without fully understanding these risks or the variety of investment options available. To help investors make informed decisions, the Securities and Exchange Board of India (SEBI), in collaboration with the National Institute of Securities Markets (NISM), offers a free online certification course for all interested participants. This course aims to teach investors the essential skills needed to navigate the stock market safely and confidently. Whether you’re a seasoned investor…

Hindustan Aeronautics Ltd (HAL), a key player in India’s defense sector, is on the verge of receiving ‘Maharatna’ status from the Indian government. This status is given to public sector enterprises that show strong potential for growth and profitability. HAL, which manufactures a wide range of aircraft and helicopters, plays a crucial role in India’s defense industry and has been instrumental in the government’s push towards indigenization of defense equipment. HAL’s Stock Performance: A 5-Year Growth Story HAL’s stock has been a stellar performer in recent years, showing a sharp rise in value. Over the last year alone, the stock…

The Initial Public Offering (IPO) of KRN Heat Exchanger & Refrigeration Ltd, a company based in Neemrana, Rajasthan, is hitting the market soon. The IPO will open on September 25, 2024, and investors can place their bids until September 27. This article will provide you with all the important information about the upcoming IPO, including the company’s plans, products, financial performance, and customer base. IPO Details and Company’s Expansion Plan KRN Heat Exchanger is bringing this IPO as part of its expansion strategy. The company plans to raise fresh funds through the issue of 1,55,23,000 equity shares. The price band…

Casagrand Premier Builder, a well-known real estate developer, has filed draft papers with the Securities and Exchange Board of India (SEBI) to raise ₹1,100 crore through an Initial Public Offering (IPO). The company is looking to issue fresh equity shares worth ₹1,000 crore, while the remaining ₹100 crore will come from an Offer for Sale (OFS) by existing shareholders. Breakdown of Casagrand Premier’s IPO and Offer for Sale Under the Offer for Sale, the company’s promoter, Arun MN, will sell shares worth ₹50 crore, while Casagrand Luxor will also sell shares worth ₹50 crore. In addition to this, the company…